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Don't be +1 everywhere: Embrace the powers of Health PowHer!'
HEALTH POWHER is not just your ordinary health insurance plan, it's beyond that! Read further to know what's more in store for you
Just as dynamic women around us are, the Future Generali Health PowHER insurance is specially curated after thoughtfully analyzing health issues in women. It covers more than in-patient and out-patient hospitalizations, pre and post-hospitalizations, ICU, room rent charges, daycare procedures, and health check-ups. This female-centric plan is enough to safeguard a woman against all kinds of external, internal, physical, and hormonal imbalances. Preventive screenings, wellness programs, mental wellness support, menstrual care, nutritional advice, and specialized maternity (pre and post-phases) covers are the major features of Health PowHER.
This is not just your regular health insurance, it encourages you to NOT just ideally fit yourself in someone's health policy, be it taken by your father, husband, or children. You can solely own this policy to take care of your healthcare requirements.
We've discussed the eligibility criteria, benefits, and other specifications for coverage, claim procedures, and much more about the Future Generali Health PowHer plan.
| PLAN DETAILS |
Future Generali Health Powher |
Hdfc Ergo Personal Accident Policy |
| Premium Including GST | ||
| Product Type | Women Health Insurance | Individual |
| Key Features (Key features of the plan) |
|
|
| OPD Details (In some policies, OPD (Out patient department) expenses are also covered.) |
Covered | Not covered |
|
Room Rent (A limit of room rent cover during hospitalization if any) |
Covered | Covered |
| Domicillary Hospitalization (It is the expenses incurred on treatment of the patient at home) |
Covered | Not covered |
| Pre-hospitalization (Expenses before the insured is hospitalized) |
Covered | Not covered |
| Post-hospitalization (Expenses after discharge from the hospital) |
Covered | Not covered |
| Day Care Treatment Covered (Day care treatments refers to the treatments that do not necessarily require 24hrs of hospitalization like MRI.) |
Covered | Covered |
| Hospital_network (Number of Hospital Network in city) |
10000 | 15000 |
| Organ Donor Expenses (Expenses incurred on organ donor in case of organ transplants) |
Covered | Not covered |
|
Hospital Daily Allowance (Some plans offer daily allowance to take care of expenses like food, etc) |
Not Covered | Covered |
| Ambulance Charges (Expenses incurred on ambulance charges) |
Covered | Covered |
|
Maternity Benefits (All Hospitalization cost covered at the time of pregnancy.) |
Covered | Not covered |
| New Born Baby Covered (Newborn babies can be covered under the insurance plan after a certain period) |
Covered | Not covered |
| Health Checkup (An added benefit of one time full health checkup of policy holder.) |
Covered | Not covered |
|
Sub Limit (Sub-limit is a monetary capping that applies on specific diseases like cataract) |
Covered | Not applicable |
| Co-pay (Mentioned %, if any is to be borne by Insured and rest will be borne by insurer) |
Covered | Not applicable |
| Plan Entry Age | Child: Day 1 - 25 Years, Adult: 18 - 65 Years | 18 to 65 years |
| Plan Premium Entry Age and S/A | 8436 | 1145 |
| Plan Waiting Period | 30 | None |
| Plan Coverage | - | Accidental death benefit, permanent disability cover, temporary disability income, accidental hospitalization cover |
| Plan Sample Premium | 8436 | 1145 |
| Plan Brochure | Brochure URL | Brochure URL |
| Policy Term | 1, 2, 3 years | 1/2/3 years |
| ICU Charges | Covered | Covered |
| Covid-19 Treatment | Covered | Not covered |
| Cataract | Covered | Not covered |
| Automatic Restoration | Covered | Not covered |
| Ayush Treatment | Covered | Not covered |
| Modern Treatment | Covered | Not covered |
| E Consultation | Covered | Not covered |
| Air Ambulance | Covered | Not covered |
| Global Coverage | Not Covered | Covered |
| Claim Ratio | 95.5 | 95.30 |
| Solvency Ratio | 1.96 | 2.00 |
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HDFC Ergo Health Insurance plans |
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