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A plan designed for every lifestyle.
Aditya Birla Activ One VYTL is a comprehensive health insurance plan designed for individuals with specific lifestyle conditions. It builds upon the features of the Activ One Max plan, offering additional benefits and coverage for chronic diseases. It provides a health management system to support your journey towards great health.
Features like day 1 chronic disease coverage, mental illness coverage, HealthReturns, Claim Protect, Super Reload, and HLTH Meter are also available. This plan comes with sum insured options from 5 Lakhs to 6 Crores, making it a great option for policyholders who want maximum benefits at an affordable premium.
| PLAN DETAILS |
Aditya Birla Activ One Vytl Plan |
Shri Health Suraksha Plan |
| Product Type | Individual and Family Health Insurance | Individual and Family Health Insurance |
| Key Features (Key features of the plan) |
|
|
| OPD Details (In some policies, OPD (Out patient department) expenses are also covered.) |
Covered | Not Covered |
|
Room Rent (A limit of room rent cover during hospitalization if any) |
Covered | Covered |
| Domicillary Hospitalization (It is the expenses incurred on treatment of the patient at home) |
Covered | Not Covered |
| Pre-hospitalization (Expenses before the insured is hospitalized) |
Covered | Covered |
| Post-hospitalization (Expenses after discharge from the hospital) |
Covered | Covered |
| Day Care Treatment Covered (Day care treatments refers to the treatments that do not necessarily require 24hrs of hospitalization like MRI.) |
Not Covered | Covered |
| Hospital_network (Number of Hospital Network in city) |
12900 | 13000 |
| Organ Donor Expenses (Expenses incurred on organ donor in case of organ transplants) |
Covered | Not Covered |
|
Hospital Daily Allowance (Some plans offer daily allowance to take care of expenses like food, etc) |
Not Covered | Not Covered |
| Ambulance Charges (Expenses incurred on ambulance charges) |
Covered | Covered |
|
Maternity Benefits (All Hospitalization cost covered at the time of pregnancy.) |
Not Covered | Not Covered |
| New Born Baby Covered (Newborn babies can be covered under the insurance plan after a certain period) |
Not Covered | Not Covered |
| Health Checkup (An added benefit of one time full health checkup of policy holder.) |
Covered | Not Covered |
|
Sub Limit (Sub-limit is a monetary capping that applies on specific diseases like cataract) |
Not Covered | Not Available |
| Co-pay (Mentioned %, if any is to be borne by Insured and rest will be borne by insurer) |
Covered | Not Available |
| Plan Entry Age | 18 years | NA |
| Plan Premium Entry Age and S/A | 7111 | 8,000 |
| Plan Waiting Period | 30 | 30 |
| Plan Coverage | - | Individual and Family floater |
| Plan Sample Premium | 7111 | NA |
| Plan Brochure | Brochure URL | Brochure URL |
| Policy Term | 1, 2, 3 years | 1 Year |
| ICU Charges | Covered | Covered |
| Covid-19 Treatment | Covered | Covered |
| Cataract | Covered | Covered |
| Automatic Restoration | Covered | Not Available |
| Ayush Treatment | Covered | Covered |
| Modern Treatment | Covered | Covered |
| E Consultation | Covered | Not Covered |
| Air Ambulance | Not Covered | Not Covered |
| Global Coverage | Covered | Not Covered |
| Claim Ratio | 96 | 86.86 |
| Solvency Ratio | 1.88 | 3.51 |
|
Aditya Birla Active One VYTL Plan | Detailed Review & Benefits Explained |
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