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A plan designed for every lifestyle.
What if I told you that there is a health insurance plan that gives coverage according to your lifestyle? Yes, Aditya Birla Activ One VYTL is a comprehensive health insurance plan designed for individuals with specific lifestyle conditions. It builds upon the features of the Activ One Max plan, offering additional benefits and coverage for chronic diseases. It provides a health management system to support your journey towards great health.
Not just these, but features like day 1 chronic diseases coverage, mental illness coverage, HealthReturns, Claim Protect, Super Reload, HLTH Meter, etc are also available. This plan comes with varied sum insured options from 5 Lakhs to 6 Crores, making it a great option for today's policyholders who want maximum benefits at an affordable premium.
| PLAN DETAILS |
Aditya Birla Activ One Vytl Plan |
Zuno Corona Kavach |
| Premium Including GST | ||
| Product Type | Individual and Family Health Insurance | Individual and Family Health Insurance |
| Key Features (Key features of the plan) |
|
|
| OPD Details (In some policies, OPD (Out patient department) expenses are also covered.) |
Covered | Not Covered |
|
Room Rent (A limit of room rent cover during hospitalization if any) |
Covered | Covered |
| Domicillary Hospitalization (It is the expenses incurred on treatment of the patient at home) |
Covered | Covered |
| Pre-hospitalization (Expenses before the insured is hospitalized) |
Covered | Covered |
| Post-hospitalization (Expenses after discharge from the hospital) |
Covered | Covered |
| Day Care Treatment Covered (Day care treatments refers to the treatments that do not necessarily require 24hrs of hospitalization like MRI.) |
Not Covered | Not Covered |
| Hospital_network (Number of Hospital Network in city) |
12900 | 10000 |
| Organ Donor Expenses (Expenses incurred on organ donor in case of organ transplants) |
Covered | Not Covered |
|
Hospital Daily Allowance (Some plans offer daily allowance to take care of expenses like food, etc) |
Not Covered | Covered |
| Ambulance Charges (Expenses incurred on ambulance charges) |
Covered | Covered |
|
Maternity Benefits (All Hospitalization cost covered at the time of pregnancy.) |
Not Covered | Not Covered |
| New Born Baby Covered (Newborn babies can be covered under the insurance plan after a certain period) |
Not Covered | Not Covered |
| Health Checkup (An added benefit of one time full health checkup of policy holder.) |
Covered | Not Covered |
|
Sub Limit (Sub-limit is a monetary capping that applies on specific diseases like cataract) |
Not Covered | Not Available |
| Co-pay (Mentioned %, if any is to be borne by Insured and rest will be borne by insurer) |
Covered | Not Available |
| Plan Entry Age | 18 years | 18 to 65 years |
| Plan Premium Entry Age and S/A | 7111 | 800 |
| Plan Waiting Period | 30 | 30 |
| Plan Coverage | - | Individual and Family |
| Plan Sample Premium | 7111 | NA |
| Plan Brochure | Brochure URL | Brochure URL |
| Policy Term | 1, 2, 3 years | 3.5/6.5/9.5 Months |
| ICU Charges | Covered | Covered |
| Covid-19 Treatment | Covered | Covered |
| Cataract | Covered | Not Covered |
| Automatic Restoration | Covered | Not Covered |
| Ayush Treatment | Covered | Covered |
| Modern Treatment | Covered | Not Covered |
| E Consultation | Covered | Not Covered |
| Air Ambulance | Not Covered | Not Covered |
| Global Coverage | Covered | Not Covered |
| Claim Ratio | 96 | 98.54 |
| Solvency Ratio | 1.88 | 1.97 |
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Aditya Birla Active One VYTL Plan | Detailed Review & Benefits Explained |
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