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Future Generali Health Elite Plan vs Zuno Corona Kavach

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There should be no boundaries when it comes to your health! 

Future Generali Health Elite plan offers your premium healthcare benefits globally that come with a sum insured value of up to 6 crores. This impressive plan covers you without any sub-limit restrictions. This health insurance plan provides holistic wellness benefits beyond conventional insurance plans, such as domiciliary hospitalisation, OPD care, mental health coverage, air ambulance service, and worldwide emergency healthcare services. 

So, anybody residing within India or an individual who is a native Indian resident can get this comprehensive coverage plan that comes with lifelong renewability. But this is not yet done! 

There are many more benefits attached to this single health insurance policy. To learn more about the Future Generali Health Elite insurance policy, read on. 

 

PLAN DETAILS

Future Generali Health Elite Plan


Zuno Corona Kavach

Premium Including GST
Product Type Individual and Family Health Insurance Individual and Family Health Insurance
Key Features
(Key features of the plan)
  • Holistic wellness cover
  • Maternity benefits
  • Global medical treatment
  • Explore COVID-19 Care
  • Hospitalisation Expenses
  • Add-ons Available
OPD Details
(In some policies, OPD (Out patient department) expenses are also covered.)
Covered Not Covered
Room Rent
(A limit of room rent cover during hospitalization if any)
Covered Covered
Domicillary Hospitalization
(It is the expenses incurred on treatment of the patient at home)
Covered Covered
Pre-hospitalization
(Expenses before the insured is hospitalized)
Covered Covered
Post-hospitalization
(Expenses after discharge from the hospital)
Covered Covered
Day Care Treatment Covered
(Day care treatments refers to the treatments that do not necessarily require 24hrs of hospitalization like MRI.)
Covered Not Covered
Hospital_network
(Number of Hospital Network in city)
10000 10000
Organ Donor Expenses
(Expenses incurred on organ donor in case of organ transplants)
Covered Not Covered
Hospital Daily Allowance
(Some plans offer daily allowance to take care of expenses like food, etc)
Not Covered Covered
Ambulance Charges
(Expenses incurred on ambulance charges)
Covered Covered
Maternity Benefits
(All Hospitalization cost covered at the time of pregnancy.)
Covered Not Covered
New Born Baby Covered
(Newborn babies can be covered under the insurance plan after a certain period)
Covered Not Covered
Health Checkup
(An added benefit of one time full health checkup of policy holder.)
Covered Not Covered
Sub Limit
(Sub-limit is a monetary capping that applies on specific diseases like cataract)
Covered Not Available
Co-pay
(Mentioned %, if any is to be borne by Insured and rest will be borne by insurer)
Covered Not Available
Plan Entry Age 91 days 18 to 65 years
Plan Premium Entry Age and S/A 63884 800
Plan Waiting Period 30 30
Plan Coverage - Individual and Family
Plan Sample Premium 63884 NA
Plan Brochure Brochure URL Brochure URL
Policy Term 1, 2, 3 years 3.5/6.5/9.5 Months
ICU Charges Covered Covered
Covid-19 Treatment Covered Covered
Cataract Covered Not Covered
Automatic Restoration Covered Not Covered
Ayush Treatment Covered Covered
Modern Treatment Not Covered Not Covered
E Consultation Covered Not Covered
Air Ambulance Covered Not Covered
Global Coverage Covered Not Covered
Claim Ratio 95.5 98.54
Solvency Ratio 1.96 1.97

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