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There should be no boundaries when it comes to your health!
Future Generali Health Elite plan offers premium healthcare benefits globally that come with a sum insured value of up to 6 crores. This impressive plan covers you without any sub-limit restrictions. This health insurance plan provides holistic wellness benefits beyond conventional insurance plans, such as domiciliary hospitalisation, OPD care, mental health coverage, air ambulance service, and worldwide emergency healthcare services.
So, anybody residing within India or an individual who is a native Indian resident can get this comprehensive coverage plan that comes with lifelong renewability. But there's more!
There are many more benefits attached to this single health insurance policy. To learn more about the Future Generali Health Elite insurance policy, read on.
| PLAN DETAILS |
Future Generali Health Elite Plan |
Health Edge Policy |
| Product Type | Individual and Family Health Insurance | Individual and Family Health Insurance |
| Key Features (Key features of the plan) |
|
|
| OPD Details (In some policies, OPD (Out patient department) expenses are also covered.) |
Covered | Covered |
|
Room Rent (A limit of room rent cover during hospitalization if any) |
Covered | Covered |
| Domicillary Hospitalization (It is the expenses incurred on treatment of the patient at home) |
Covered | Not Covered |
| Pre-hospitalization (Expenses before the insured is hospitalized) |
Covered | Covered |
| Post-hospitalization (Expenses after discharge from the hospital) |
Covered | Covered |
| Day Care Treatment Covered (Day care treatments refers to the treatments that do not necessarily require 24hrs of hospitalization like MRI.) |
Covered | Covered |
| Hospital_network (Number of Hospital Network in city) |
10000 | 6000 |
| Organ Donor Expenses (Expenses incurred on organ donor in case of organ transplants) |
Covered | Not Covered |
|
Hospital Daily Allowance (Some plans offer daily allowance to take care of expenses like food, etc) |
Not Covered | Covered |
| Ambulance Charges (Expenses incurred on ambulance charges) |
Covered | Covered |
|
Maternity Benefits (All Hospitalization cost covered at the time of pregnancy.) |
Covered | Covered |
| New Born Baby Covered (Newborn babies can be covered under the insurance plan after a certain period) |
Covered | Not Covered |
| Health Checkup (An added benefit of one time full health checkup of policy holder.) |
Covered | Covered |
|
Sub Limit (Sub-limit is a monetary capping that applies on specific diseases like cataract) |
Covered | Not Covered |
| Co-pay (Mentioned %, if any is to be borne by Insured and rest will be borne by insurer) |
Covered | Covered |
| Plan Entry Age | 91 days | 18 to 65 Years |
| Plan Premium Entry Age and S/A | 63884 | 6305 |
| Plan Waiting Period | 30 | 30 |
| Plan Coverage | Hospitalisation expenses, pre and post hospitalisation expenses, OPD treatment cover, maternity and newborn cover, organ donor cover, air ambulance cover | Individual/Family Floater |
| Plan Sample Premium | 63884 | 6305 |
| Plan Brochure | Brochure URL | Brochure URL |
| Policy Term | 1, 2, 3 years | 1/2/3 year |
| ICU Charges | Covered | Covered |
| Covid-19 Treatment | Covered | Covered |
| Cataract | Covered | Covered |
| Automatic Restoration | Covered | Covered |
| Ayush Treatment | Covered | Covered |
| Modern Treatment | Not Covered | Covered |
| E Consultation | Covered | Covered |
| Air Ambulance | Covered | Not Covered |
| Global Coverage | Covered | Covered |
| Claim Ratio | 95.5 | - |
| Solvency Ratio | 1.96 | 2.03 |
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