Health Edge Policy vs Icicilombard Health Shield 360 Plan Health Insurance Plan 2026 | PolicyX

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SBI Health Edge is a newly introduced health insurance plan from SBI Health Insurance, customizable and available to policyholders based on their needs.

The plan includes 9 basic indemnity covers and 18 optional covers. SBI Health Edge is a digital-only health insurance coverage that is simple to purchase and provides a hassle-free experience. The health insurance plan offers a range of sum insured options from INR 3 to 25 Lacs, available for a long term of up to 3 years. The eligibility criteria for SBI Health Edge start at 18 years to 65 years for adults and 91 days to 30 years for dependent children.

SBI Health Edge Policy includes the following basic covers along with 18 optional covers:

  • In-patient hospitalization
  • Pre and Post hospitalization
  • Daycare treatments
  • Emergency road ambulance cover
  • Bariatric Surgery Cover
  • Modern Treatments
  • AYUSH Treatments
  • Health Check-ups
PLAN DETAILS

Health Edge Policy

Icicilombard Health Shield 360 Plan

Product Type Individual and Family Health Insurance Individual and Family Health Insurance
Key Features
(Key features of the plan)
  • Avail Global Treatment
  • Multiple Discounts
  • 18 Optional Covers
  • 360° Wellbeing programs
  • High SI options
  • Home healthcare
OPD Details
(In some policies, OPD (Out patient department) expenses are also covered.)
Covered Covered
Room Rent
(A limit of room rent cover during hospitalization if any)
Covered Covered
Domicillary Hospitalization
(It is the expenses incurred on treatment of the patient at home)
Not Covered Covered
Pre-hospitalization
(Expenses before the insured is hospitalized)
Covered Covered
Post-hospitalization
(Expenses after discharge from the hospital)
Covered Covered
Day Care Treatment Covered
(Day care treatments refers to the treatments that do not necessarily require 24hrs of hospitalization like MRI.)
Covered Covered
Hospital_network
(Number of Hospital Network in city)
6000 10600
Organ Donor Expenses
(Expenses incurred on organ donor in case of organ transplants)
Not Covered Covered
Hospital Daily Allowance
(Some plans offer daily allowance to take care of expenses like food, etc)
Covered Not Covered
Ambulance Charges
(Expenses incurred on ambulance charges)
Covered Covered
Maternity Benefits
(All Hospitalization cost covered at the time of pregnancy.)
Covered Covered
New Born Baby Covered
(Newborn babies can be covered under the insurance plan after a certain period)
Covered Covered
Health Checkup
(An added benefit of one time full health checkup of policy holder.)
Covered Covered
Sub Limit
(Sub-limit is a monetary capping that applies on specific diseases like cataract)
Not Covered Not Available
Co-pay
(Mentioned %, if any is to be borne by Insured and rest will be borne by insurer)
Covered Available
Plan Entry Age 18 to 65 Years 21 to 75 Years
Plan Premium Entry Age and S/A 6305 6,500
Plan Waiting Period 30 30
Plan Coverage Individual/Family Floater Individual and Family Floater
Plan Sample Premium 6305 6,500
Plan Brochure Brochure URL Brochure URL
Policy Term 1/2/3 year 1 Year
ICU Charges Covered Covered
Covid-19 Treatment Covered Covered
Cataract Covered Covered
Automatic Restoration Covered Covered
Ayush Treatment Covered Covered
Modern Treatment Covered Covered
E Consultation Covered Covered
Air Ambulance Not Covered Covered
Global Coverage Covered Covered
Claim Ratio - 97.16
Solvency Ratio 2.03 2.69
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