Super Health Policy vs Icicilombard Health Shield 360 Plan Health Insurance Plan 2026 | PolicyX

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SBI Super Health Plan is SBI Health Insurance's new comprehensive health insurance plan. The plan is an umbrella health plan that provides all-inclusive healthcare needs based on your specifications. SBI Super Health Insurance is available as a floater plan for individuals and families, with an entry age of 18 years for adults and 91 days for dependent children. The maximum age for entry into Super Health Insurance for the proposer and his/her family members is not limited. SBI Super Health Plan offers different plan variants such as Elite, Premier, Platinum, and Platinum Infinite.

SBI Super Health Insurance provides 27 base covers and 7 optional covers, with sum insured options ranging from INR 3 lac to INR 2 Crore. The major benefits of SBI Super Health Insurance include re-insure benefits, health multiplier benefits, annual health check-ups, global medical treatments, and more.

PLAN DETAILS

Super Health Policy

Icicilombard Health Shield 360 Plan

Product Type Individual and Family Health Insurance Individual and Family Health Insurance
Key Features
(Key features of the plan)
  • Unlimited Re-insure Benefit
  • Wellness Benefits
  • Annual Health Check-ups
  • 360° Wellbeing programs
  • High SI options
  • Home healthcare
OPD Details
(In some policies, OPD (Out patient department) expenses are also covered.)
Not Covered Covered
Room Rent
(A limit of room rent cover during hospitalization if any)
Covered Covered
Domicillary Hospitalization
(It is the expenses incurred on treatment of the patient at home)
Covered Covered
Pre-hospitalization
(Expenses before the insured is hospitalized)
Covered Covered
Post-hospitalization
(Expenses after discharge from the hospital)
Covered Covered
Day Care Treatment Covered
(Day care treatments refers to the treatments that do not necessarily require 24hrs of hospitalization like MRI.)
Covered Covered
Hospital_network
(Number of Hospital Network in city)
6000 10600
Organ Donor Expenses
(Expenses incurred on organ donor in case of organ transplants)
Covered Covered
Hospital Daily Allowance
(Some plans offer daily allowance to take care of expenses like food, etc)
Covered Not Covered
Ambulance Charges
(Expenses incurred on ambulance charges)
Covered Covered
Maternity Benefits
(All Hospitalization cost covered at the time of pregnancy.)
Not Covered Covered
New Born Baby Covered
(Newborn babies can be covered under the insurance plan after a certain period)
Not Covered Covered
Health Checkup
(An added benefit of one time full health checkup of policy holder.)
Covered Covered
Sub Limit
(Sub-limit is a monetary capping that applies on specific diseases like cataract)
Not Covered Not Available
Co-pay
(Mentioned %, if any is to be borne by Insured and rest will be borne by insurer)
Covered Available
Plan Entry Age Min: 91 Days, Max: No Limit 21 to 75 Years
Plan Premium Entry Age and S/A NA 6,500
Plan Waiting Period 30 Days 30
Plan Coverage - Individual and Family Floater
Plan Sample Premium 6,800 6,500
Plan Brochure Brochure URL Brochure URL
Policy Term 1, 2, 3 years 1 Year
ICU Charges Covered Covered
Covid-19 Treatment Covered Covered
Cataract Not Covered Covered
Automatic Restoration Covered Covered
Ayush Treatment Covered Covered
Modern Treatment Covered Covered
E Consultation Not Covered Covered
Air Ambulance Covered Covered
Global Coverage Not Covered Covered
Claim Ratio - 97.16
Solvency Ratio 2.03 2.69
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