Bajaj General Criti Care Plan vs Super Health Policy Health Insurance Plan 2026 | PolicyX

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Get maximum care and an additional layer of protection against critical illness worries. The Bajaj General Criti Care health insurance policy provides base coverage for over 43 critical illnesses, divided into 5 major categories, including:

  • Cardiovascular care
  • Kidney care
  • Cancer care
  • Sensory organ care
  • Transplant care

The diseases covered by this policy include cancer, heart transplant, kidney failure, stroke, brain surgery, bone marrow transplant, and others.

Additionally, review the eligibility criteria, specifications, and exclusions of the Bajaj General Criti Care policy.

PLAN DETAILS

Bajaj General Criti Care Plan

Super Health Policy

Product Type Critical Illness Health Insurance Individual and Family Health Insurance
Key Features
(Key features of the plan)
  • 43 critical illnesses cover
  • All-stage cancer cover
  • Physiotherapy care available
  • Unlimited Re-insure Benefit
  • Wellness Benefits
  • Annual Health Check-ups
OPD Details
(In some policies, OPD (Out patient department) expenses are also covered.)
- Not Covered
Room Rent
(A limit of room rent cover during hospitalization if any)
- Covered
Domicillary Hospitalization
(It is the expenses incurred on treatment of the patient at home)
- Covered
Pre-hospitalization
(Expenses before the insured is hospitalized)
- Covered
Post-hospitalization
(Expenses after discharge from the hospital)
- Covered
Day Care Treatment Covered
(Day care treatments refers to the treatments that do not necessarily require 24hrs of hospitalization like MRI.)
- Covered
Hospital_network
(Number of Hospital Network in city)
18400 6000
Organ Donor Expenses
(Expenses incurred on organ donor in case of organ transplants)
- Covered
Hospital Daily Allowance
(Some plans offer daily allowance to take care of expenses like food, etc)
- Covered
Ambulance Charges
(Expenses incurred on ambulance charges)
- Covered
Maternity Benefits
(All Hospitalization cost covered at the time of pregnancy.)
- Not Covered
New Born Baby Covered
(Newborn babies can be covered under the insurance plan after a certain period)
- Not Covered
Health Checkup
(An added benefit of one time full health checkup of policy holder.)
- Covered
Sub Limit
(Sub-limit is a monetary capping that applies on specific diseases like cataract)
- Not Covered
Co-pay
(Mentioned %, if any is to be borne by Insured and rest will be borne by insurer)
- Covered
Plan Entry Age 18 - 65 years Min: 91 Days, Max: No Limit
Plan Premium Entry Age and S/A 3200 NA
Plan Waiting Period 30 30 Days
Plan Coverage - -
Plan Sample Premium NA 6,800
Plan Brochure Brochure URL Brochure URL
Policy Term 1, 2, 3 years 1, 2, 3 years
ICU Charges - Covered
Covid-19 Treatment - Covered
Cataract - Not Covered
Automatic Restoration - Covered
Ayush Treatment - Covered
Modern Treatment - Covered
E Consultation - Not Covered
Air Ambulance - Covered
Global Coverage - Not Covered
Claim Ratio 99.23 -
Solvency Ratio 3.25 2.03

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