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Super Saver Plan
5,607
VS
Super Health Policy
6,800
Future Generali Super Saver Plan is a one-of-a-kind health insurance plan with two plan variants that offer an 80% premium discount. If policyholders complete the first year of plan tenure without making a claim, they are eligible for a Super Saver discount of 80% in the following year of the plan. Similarly, if your first two years of plan tenure are claim-free, you are eligible for a Super Saver discount of 80% for the next two years in the plan, or up to your first claim.
Future Generali Super Saver Plan provides comprehensive coverage for the entire family, with a sum insured on an individual and family floater basis. Sum insured options include 3 lacs, 4 lacs, 5 lacs, 6 lacs, 10 lacs, 15 lacs, 20 lacs, 25 lacs and 50 lacs. The Future Generali Super Saver plan covers a wide range of expenses, including hospitalization, daycare treatment, maternity expenses, alternative treatment, and home healthcare services, among others.
| PLAN DETAILS |
Super Saver Plan |
Super Health Policy |
| Premium Including GST | ||
| Product Type | Individual and Family Health Insurance | Individual and Family Health Insurance |
| Key Features (Key features of the plan) |
|
|
| OPD Details (In some policies, OPD (Out patient department) expenses are also covered.) |
Not Covered | Not Covered |
|
Room Rent (A limit of room rent cover during hospitalization if any) |
Covered | Covered |
| Domicillary Hospitalization (It is the expenses incurred on treatment of the patient at home) |
Covered | Covered |
| Pre-hospitalization (Expenses before the insured is hospitalized) |
Covered | Covered |
| Post-hospitalization (Expenses after discharge from the hospital) |
Covered | Covered |
| Day Care Treatment Covered (Day care treatments refers to the treatments that do not necessarily require 24hrs of hospitalization like MRI.) |
Covered | Covered |
| Hospital_network (Number of Hospital Network in city) |
10000 | 6000 |
| Organ Donor Expenses (Expenses incurred on organ donor in case of organ transplants) |
Covered | Covered |
|
Hospital Daily Allowance (Some plans offer daily allowance to take care of expenses like food, etc) |
Not Covered | Covered |
| Ambulance Charges (Expenses incurred on ambulance charges) |
Covered | Covered |
|
Maternity Benefits (All Hospitalization cost covered at the time of pregnancy.) |
Covered | Not Covered |
| New Born Baby Covered (Newborn babies can be covered under the insurance plan after a certain period) |
Covered | Not Covered |
| Health Checkup (An added benefit of one time full health checkup of policy holder.) |
Not Covered | Covered |
|
Sub Limit (Sub-limit is a monetary capping that applies on specific diseases like cataract) |
Covered | Not Covered |
| Co-pay (Mentioned %, if any is to be borne by Insured and rest will be borne by insurer) |
Not Covered | Covered |
| Plan Entry Age | 18 to 70 years | Min: 91 Days, Max: No Limit |
| Plan Premium Entry Age and S/A | 5,607 | NA |
| Plan Waiting Period | 30 Days* | 30 Days |
| Plan Coverage | Individual and Family floater | - |
| Plan Sample Premium | 5,607 | 6,800 |
| Plan Brochure | Brochure URL | Brochure URL |
| Policy Term | 1 year | 1, 2, 3 years |
| ICU Charges | Covered | Covered |
| Covid-19 Treatment | Covered | Covered |
| Cataract | Covered | Not Covered |
| Automatic Restoration | Not Covered | Covered |
| Ayush Treatment | Covered | Covered |
| Modern Treatment | Covered | Covered |
| E Consultation | Not Covered | Not Covered |
| Air Ambulance | Not Covered | Covered |
| Global Coverage | Not Covered | Not Covered |
| Claim Ratio | 95.5 | - |
| Solvency Ratio | 1.96 | 2.03 |
|
Future Generali Health Insurance |
||
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