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Bajaj General Criti Care Plan
NA
VS
My Health Medisure Super Top Up
1,430
Get maximised care and an additional layer of protection against your critical illness worries. The base coverage options of Bajaj General Criti Care health insurance policy cover over 43 critical illnesses, categories of which are divided into 5 major ones including:
Cardiovascular care,
Kidney care
Cancer care
Sensory organ care
Transplant care
The diseases that this policy covers are cancer, heart transplant, kidney failure, stroke, brain surgery, bone marrow transplant, and others.
Apart from this, read eligibility criteria, specifications, and exclusions under the Bajaj General critical illness policy.
| PLAN DETAILS |
Bajaj General Criti Care Plan |
My Health Medisure Super Top Up |
| Premium Including GST | ||
| Product Type | Critical Illness Health Insurance | Top Up and Super Top Up |
| Key Features (Key features of the plan) |
|
|
| OPD Details (In some policies, OPD (Out patient department) expenses are also covered.) |
- | Not Covered |
|
Room Rent (A limit of room rent cover during hospitalization if any) |
- | Covered |
| Domicillary Hospitalization (It is the expenses incurred on treatment of the patient at home) |
- | Not Covered |
| Pre-hospitalization (Expenses before the insured is hospitalized) |
- | Covered |
| Post-hospitalization (Expenses after discharge from the hospital) |
- | Covered |
| Day Care Treatment Covered (Day care treatments refers to the treatments that do not necessarily require 24hrs of hospitalization like MRI.) |
- | Covered |
| Hospital_network (Number of Hospital Network in city) |
18400 | 15000 |
| Organ Donor Expenses (Expenses incurred on organ donor in case of organ transplants) |
- | Not Covered |
|
Hospital Daily Allowance (Some plans offer daily allowance to take care of expenses like food, etc) |
- | Covered |
| Ambulance Charges (Expenses incurred on ambulance charges) |
- | Not Covered |
|
Maternity Benefits (All Hospitalization cost covered at the time of pregnancy.) |
- | Not Covered |
| New Born Baby Covered (Newborn babies can be covered under the insurance plan after a certain period) |
- | Not Covered |
| Health Checkup (An added benefit of one time full health checkup of policy holder.) |
- | Not Covered |
|
Sub Limit (Sub-limit is a monetary capping that applies on specific diseases like cataract) |
- | Not Covered |
| Co-pay (Mentioned %, if any is to be borne by Insured and rest will be borne by insurer) |
- | Covered |
| Plan Entry Age | 18 - 65 years | 18 to 65 Years |
| Plan Premium Entry Age and S/A | 3200 | 1,430 |
| Plan Waiting Period | 30 | 30 |
| Plan Coverage | - | Top Up and Super Top Up |
| Plan Sample Premium | NA | 1,430 |
| Plan Brochure | Brochure URL | Brochure URL |
| Policy Term | 1, 2, 3 years | 2, 3 Years |
| ICU Charges | - | Covered |
| Covid-19 Treatment | - | Covered |
| Cataract | - | Covered |
| Automatic Restoration | - | Not Covered |
| Ayush Treatment | - | Not Covered |
| Modern Treatment | - | Not Covered |
| E Consultation | - | Not Covered |
| Air Ambulance | - | Not Covered |
| Global Coverage | - | Not Covered |
| Claim Ratio | 99.23 | 95.30 |
| Solvency Ratio | 3.25 | 2.00 |
|
HDFC Ergo Health Insurance Plan Detailed Review |
||
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