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Get maximum care and an additional layer of protection against critical illness worries. The Bajaj General Criti Care health insurance policy provides base coverage for over 43 critical illnesses, divided into 5 major categories, including:
The diseases covered by this policy include cancer, heart transplant, kidney failure, stroke, brain surgery, bone marrow transplant, and others.
Additionally, review the eligibility criteria, specifications, and exclusions of the Bajaj General Criti Care policy.
| PLAN DETAILS |
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Bajaj General Criti Care Plan |
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Health Care Supreme Plan |
| Product Type | Critical Illness Health Insurance | Individual and Family Health Insurance |
| Key Features (Key features of the plan) |
|
|
| OPD Details (In some policies, OPD (Out patient department) expenses are also covered.) |
- | Covered |
|
Room Rent (A limit of room rent cover during hospitalization if any) |
- | Covered |
| Domicillary Hospitalization (It is the expenses incurred on treatment of the patient at home) |
- | Not Covered |
| Pre-hospitalization (Expenses before the insured is hospitalized) |
- | Covered |
| Post-hospitalization (Expenses after discharge from the hospital) |
- | Covered |
| Day Care Treatment Covered (Day care treatments refers to the treatments that do not necessarily require 24hrs of hospitalization like MRI.) |
- | Covered |
| Hospital_network (Number of Hospital Network in city) |
18400 | 18400 |
| Organ Donor Expenses (Expenses incurred on organ donor in case of organ transplants) |
- | Covered |
|
Hospital Daily Allowance (Some plans offer daily allowance to take care of expenses like food, etc) |
- | Covered |
| Ambulance Charges (Expenses incurred on ambulance charges) |
- | Covered |
|
Maternity Benefits (All Hospitalization cost covered at the time of pregnancy.) |
- | Covered |
| New Born Baby Covered (Newborn babies can be covered under the insurance plan after a certain period) |
- | Covered |
| Health Checkup (An added benefit of one time full health checkup of policy holder.) |
- | Covered |
|
Sub Limit (Sub-limit is a monetary capping that applies on specific diseases like cataract) |
- | Not Applicable |
| Co-pay (Mentioned %, if any is to be borne by Insured and rest will be borne by insurer) |
- | Not Applicable |
| Plan Entry Age | 18 - 65 years | 18 Years to Lifetime |
| Plan Premium Entry Age and S/A | 3200 | 6,000 |
| Plan Waiting Period | 30 | 90 Days |
| Plan Coverage | - | Hospitalization expenses, pre & post hospitalization, day care procedures, ambulance (road & air), OPD & organ donor expenses, maternity & newborn cover |
| Plan Sample Premium | NA | 6,000 |
| Plan Brochure | Brochure URL | Brochure URL |
| Policy Term | 1, 2, 3 years | 1 | 2 | 3 Years |
| ICU Charges | - | Covered |
| Covid-19 Treatment | - | Covered |
| Cataract | - | Covered |
| Automatic Restoration | - | Not Covered |
| Ayush Treatment | - | Covered |
| Modern Treatment | - | Covered |
| E Consultation | - | Not Covered |
| Air Ambulance | - | Covered |
| Global Coverage | - | Not Covered |
| Claim Ratio | 99.23 | 99.23 |
| Solvency Ratio | 3.25 | 3.25 |
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