Health Care Supreme Plan vs Group Mediclaim Insurance Policy Health Insurance Plan 2026 | PolicyX

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Health Care Supreme is a comprehensive health plan offered by Bajaj General Health Insurance. It provides lifetime coverage for medical expenses incurred on treatment and offers a wide range of benefits, covering maximum expenses related to illnesses and accidents. Bajaj General Health Care Supreme offers individual, floater, and group policy coverage types, protecting against various medical issues. Bajaj General is known for delivering products equipped with innovative solutions and technical expertise. Health Care Supreme is available in three variants: Vital, Smart, and Ultimo. The sum insured ranges from Rs. 5 Lakh to Rs. 50 Lakh, depending on the variant chosen.

PLAN DETAILS

Health Care Supreme Plan

Group Mediclaim Insurance Policy

Product Type Individual and Family Health Insurance Group Health Insurance
Key Features
(Key features of the plan)
  • Cover 15 Critical Illnesses
  • Preventive Health Check-ups
  • Long Term Policy
  • Coverage for employees
  • 3 variants available
  • Avail tax benefits
OPD Details
(In some policies, OPD (Out patient department) expenses are also covered.)
Covered -
Room Rent
(A limit of room rent cover during hospitalization if any)
Covered -
Domicillary Hospitalization
(It is the expenses incurred on treatment of the patient at home)
Not Covered -
Pre-hospitalization
(Expenses before the insured is hospitalized)
Covered -
Post-hospitalization
(Expenses after discharge from the hospital)
Covered -
Day Care Treatment Covered
(Day care treatments refers to the treatments that do not necessarily require 24hrs of hospitalization like MRI.)
Covered -
Hospital_network
(Number of Hospital Network in city)
18400 9100
Organ Donor Expenses
(Expenses incurred on organ donor in case of organ transplants)
Covered -
Hospital Daily Allowance
(Some plans offer daily allowance to take care of expenses like food, etc)
Covered -
Ambulance Charges
(Expenses incurred on ambulance charges)
Covered -
Maternity Benefits
(All Hospitalization cost covered at the time of pregnancy.)
Covered -
New Born Baby Covered
(Newborn babies can be covered under the insurance plan after a certain period)
Covered -
Health Checkup
(An added benefit of one time full health checkup of policy holder.)
Covered -
Sub Limit
(Sub-limit is a monetary capping that applies on specific diseases like cataract)
Not Applicable -
Co-pay
(Mentioned %, if any is to be borne by Insured and rest will be borne by insurer)
Not Applicable -
Plan Entry Age 18 Years to Lifetime 18 to 65 years
Plan Premium Entry Age and S/A 6,000 NA
Plan Waiting Period 90 Days 30
Plan Coverage Hospitalization expenses, pre & post hospitalization, day care procedures, ambulance (road & air), OPD & organ donor expenses, maternity & newborn cover Group medical cover
Plan Sample Premium 6,000 NA
Plan Brochure Brochure URL Brochure URL
Policy Term 1 | 2 | 3 Years 1 year
ICU Charges Covered -
Covid-19 Treatment Covered -
Cataract Covered -
Automatic Restoration Not Covered -
Ayush Treatment Covered -
Modern Treatment Covered -
E Consultation Not Covered -
Air Ambulance Covered -
Global Coverage Not Covered -
Claim Ratio 99.23 87.50
Solvency Ratio 3.25 2.35

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