Group Mediclaim Insurance Policy vs Flexi Floater Group Mediclaim Policy Health Insurance Plan 2026 | PolicyX

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Reliance General Group Mediclaim Insurance, offered by Reliance Health Insurance, covers employees' health at an economical cost and provides tax benefits. It offers coverage for health-related problems to a group of employees, providing multiple financial benefits and advantages for them and their loved ones.

Reliance Group Mediclaim Policy comes in 3 different variants: Standard, Silver, and Gold plans, which policyholders can choose based on their financial needs.

Reliance Group Mediclaim Policy Details

Reliance General Group Mediclaim Insurance offers numerous features, including:

  • Customization of policy
  • Cover for all employees and their families
  • Cashless claims across Network Hospitals
  • Daycare procedures covered
  • Renewal premium discount for favorable claim experience
  • Lower premium costs
  • Regular health check-ups
  • Tax benefits

Reliance General Group Mediclaim Insurance Plan Eligibility Criteria

The Reliance Group Health Insurance plan can be issued to:

  • Corporates/Small and Medium Enterprises – for employees and their families
  • Clubs/Societies/Other specific groups – for their members
  • The maximum entry age for the Standard, Silver, and Gold Plans is 65, 60, and 55 years, respectively.
  • Members between the ages of 5 and 80 years.
  • The policy also provides health insurance for children between the ages of 3 months and 5 years, if one parent is covered concurrently.
PLAN DETAILS

Group Mediclaim Insurance Policy

Flexi Floater Group Mediclaim Policy

Product Type Group Health Insurance Group Health Insurance
Key Features
(Key features of the plan)
  • Coverage for employees
  • 3 variants available
  • Avail tax benefits
  • Ayush Cover
  • Genetic Disorder Cover
  • Mental Illness Cover
OPD Details
(In some policies, OPD (Out patient department) expenses are also covered.)
- Not Covered
Room Rent
(A limit of room rent cover during hospitalization if any)
- Covered
Domicillary Hospitalization
(It is the expenses incurred on treatment of the patient at home)
- Covered
Pre-hospitalization
(Expenses before the insured is hospitalized)
- Covered
Post-hospitalization
(Expenses after discharge from the hospital)
- Covered
Day Care Treatment Covered
(Day care treatments refers to the treatments that do not necessarily require 24hrs of hospitalization like MRI.)
- Covered
Hospital_network
(Number of Hospital Network in city)
9100 3000
Organ Donor Expenses
(Expenses incurred on organ donor in case of organ transplants)
- Covered
Hospital Daily Allowance
(Some plans offer daily allowance to take care of expenses like food, etc)
- Not Covered
Ambulance Charges
(Expenses incurred on ambulance charges)
- Covered
Maternity Benefits
(All Hospitalization cost covered at the time of pregnancy.)
- Not Covered
New Born Baby Covered
(Newborn babies can be covered under the insurance plan after a certain period)
- Covered
Health Checkup
(An added benefit of one time full health checkup of policy holder.)
- Covered
Sub Limit
(Sub-limit is a monetary capping that applies on specific diseases like cataract)
- Covered
Co-pay
(Mentioned %, if any is to be borne by Insured and rest will be borne by insurer)
- Covered
Plan Entry Age 18 to 65 years 18 to 60 Years
Plan Premium Entry Age and S/A NA N/A
Plan Waiting Period 30 30
Plan Coverage Group medical cover -
Plan Sample Premium NA N/A
Plan Brochure Brochure URL Brochure URL
Policy Term 1 year 1 Year
ICU Charges - Covered
Covid-19 Treatment - Covered
Cataract - Covered
Automatic Restoration - Not Covered
Ayush Treatment - Covered
Modern Treatment - Covered
E Consultation - Not Covered
Air Ambulance - Not Covered
Global Coverage - Covered
Claim Ratio 87.50 90.73
Solvency Ratio 2.35 1.91
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