VS
IFFCO TOKIO MOS-Bite Protector Policy provides a lump sum amount on the diagnosis of the vector-borne diseases covered by the policy. The MOS-Bite Protector Policy safeguards you from vector-borne diseases such as Malaria, Dengue, Chikungunya, and Zika virus, which have affected a large number of people in India.
IFFCO TOKIO MOS-Bite Protector Policy assures you of availing quality treatment. As medical costs for such diseases are consistently rising, a specific insurance plan that caters to these ailments is important.
This is where IFFCO Tokio’s MOS-BITE Protector Policy comes into view. IFFCO Tokio's MOS-BITE Protector Policy covers seven commonly occurring vector-borne diseases. The policyholder receives the lump sum payment once they have been hospitalized for mosquito-borne diseases for 48 hours or more.
The MOS-BITE Protector Policy can be purchased as a family plan as well. Spouses, children, siblings, parents, and parents-in-law can be included in the plan.
| PLAN DETAILS |
Mos Bite Protector Policy |
Flexi Floater Group Mediclaim Policy |
| Premium Including GST | ||
| Product Type | Individual and Family Health Insurance | Group Health Insurance |
| Key Features (Key features of the plan) |
|
|
| OPD Details (In some policies, OPD (Out patient department) expenses are also covered.) |
Not Covered | Not Covered |
|
Room Rent (A limit of room rent cover during hospitalization if any) |
Not Covered | Covered |
| Domicillary Hospitalization (It is the expenses incurred on treatment of the patient at home) |
Not Covered | Covered |
| Pre-hospitalization (Expenses before the insured is hospitalized) |
Not Covered | Covered |
| Post-hospitalization (Expenses after discharge from the hospital) |
Not Covered | Covered |
| Day Care Treatment Covered (Day care treatments refers to the treatments that do not necessarily require 24hrs of hospitalization like MRI.) |
Not Covered | Covered |
| Hospital_network (Number of Hospital Network in city) |
8000 | 3000 |
| Organ Donor Expenses (Expenses incurred on organ donor in case of organ transplants) |
Not Covered | Covered |
|
Hospital Daily Allowance (Some plans offer daily allowance to take care of expenses like food, etc) |
Not Covered | Not Covered |
| Ambulance Charges (Expenses incurred on ambulance charges) |
Not Covered | Covered |
|
Maternity Benefits (All Hospitalization cost covered at the time of pregnancy.) |
Not Covered | Not Covered |
| New Born Baby Covered (Newborn babies can be covered under the insurance plan after a certain period) |
Not Covered | Covered |
| Health Checkup (An added benefit of one time full health checkup of policy holder.) |
Not Covered | Covered |
|
Sub Limit (Sub-limit is a monetary capping that applies on specific diseases like cataract) |
Not Covered | Covered |
| Co-pay (Mentioned %, if any is to be borne by Insured and rest will be borne by insurer) |
Not Covered | Covered |
| Plan Entry Age | 18 to 65 Years | 18 to 60 Years |
| Plan Premium Entry Age and S/A | 44 | N/A |
| Plan Waiting Period | 30 | 30 |
| Plan Coverage | Dengue fever coverage, Malaria coverage, Chikungunya coverage, Zika virus coverage | - |
| Plan Sample Premium | 44 | N/A |
| Plan Brochure | Brochure URL | Brochure URL |
| Policy Term | 1/2/3 Years | 1 Year |
| ICU Charges | Not Covered | Covered |
| Covid-19 Treatment | Covered | Covered |
| Cataract | Covered | Covered |
| Automatic Restoration | Not Covered | Not Covered |
| Ayush Treatment | Not Covered | Covered |
| Modern Treatment | Not Covered | Covered |
| E Consultation | Not Covered | Not Covered |
| Air Ambulance | Not Covered | Not Covered |
| Global Coverage | Not Covered | Covered |
| Claim Ratio | 95.82 | 90.73 |
| Solvency Ratio | 1.85 | 1.91 |
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IFFCO Tokio Health Insurance New India Health Insurance |
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