VS
IFFCO TOKIO Mos Bite Protector Policy provides a lump sum amount on the diagnosis of the vector-borne diseases covered by the policy. Mos bite protector policy safeguards you from Vector-borne diseases such as Malaria, Dengue, Chikungunya, and Zika virus which has affected a large number of people in India.
IFFCO TOKIO Mos bite protector policy assures you of availing quality treatment as medical costs are consistently rising for treatment of such diseases, the need for a specific insurance plan that caters to such ailments is important.
This is where IFFCO Tokio’s MOS-BITE Protector Policy comes into view. Iffco Tokio's mos-bite protector policy covers seven commonly occurring vector-borne diseases. The policyholder receives the lump sum payment once they have been hospitalized for mosquito-borne diseases and other ailments for 48 hours or more.
The MOS-BITE Protector Policy can be purchased as a family plan as well. Spouses, children, brothers, sisters, parents, and parents-in-law can be included in the plan.
| PLAN DETAILS |
Mos Bite Protector Policy |
Critical Illness Insurance Policy |
| Premium Including GST | ||
| Product Type | Individual and Family Health Insurance | Critical Illness Health Insurance |
| Key Features (Key features of the plan) |
|
|
| OPD Details (In some policies, OPD (Out patient department) expenses are also covered.) |
Not Covered | Not Covered |
|
Room Rent (A limit of room rent cover during hospitalization if any) |
Not Covered | Not Covered |
| Domicillary Hospitalization (It is the expenses incurred on treatment of the patient at home) |
Not Covered | Not Covered |
| Pre-hospitalization (Expenses before the insured is hospitalized) |
Not Covered | Not Covered |
| Post-hospitalization (Expenses after discharge from the hospital) |
Not Covered | Not Covered |
| Day Care Treatment Covered (Day care treatments refers to the treatments that do not necessarily require 24hrs of hospitalization like MRI.) |
Not Covered | Not Covered |
| Hospital_network (Number of Hospital Network in city) |
8000 | 9100 |
| Organ Donor Expenses (Expenses incurred on organ donor in case of organ transplants) |
Not Covered | Not Covered |
|
Hospital Daily Allowance (Some plans offer daily allowance to take care of expenses like food, etc) |
Not Covered | Not Covered |
| Ambulance Charges (Expenses incurred on ambulance charges) |
Not Covered | Not Covered |
|
Maternity Benefits (All Hospitalization cost covered at the time of pregnancy.) |
Not Covered | Not Covered |
| New Born Baby Covered (Newborn babies can be covered under the insurance plan after a certain period) |
Not Covered | Not Covered |
| Health Checkup (An added benefit of one time full health checkup of policy holder.) |
Not Covered | Not Covered |
|
Sub Limit (Sub-limit is a monetary capping that applies on specific diseases like cataract) |
Not Covered | Not Covered |
| Co-pay (Mentioned %, if any is to be borne by Insured and rest will be borne by insurer) |
Not Covered | Not Covered |
| Plan Entry Age | 18 to 65 Years | 18 to 65 Years |
| Plan Premium Entry Age and S/A | 44 | 1369 |
| Plan Waiting Period | 30 | 30 |
| Plan Coverage | - | Individual |
| Plan Sample Premium | 44 | 1369 |
| Plan Brochure | Brochure URL | Brochure URL |
| Policy Term | 1/2/3 Years | 1, 2, 3 Years |
| ICU Charges | Not Covered | Not Covered |
| Covid-19 Treatment | Covered | Covered |
| Cataract | Covered | Not Covered |
| Automatic Restoration | Not Covered | Not Covered |
| Ayush Treatment | Not Covered | Not Covered |
| Modern Treatment | Not Covered | Not Covered |
| E Consultation | Not Covered | Not Covered |
| Air Ambulance | Not Covered | Not Covered |
| Global Coverage | Not Covered | Not Covered |
| Claim Ratio | 95.82 | 87.50 |
| Solvency Ratio | 1.85 | 2.35 |
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IFFCO Tokio Health Insurance |
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