Mos Bite Protector Policy vs Niva Bupa Rise Plan Health Insurance Plan 2026 | PolicyX

Google Ratings (2500+)

★★★★

11+ Years

IRDAI Approved

5M+

Quotes Generated

100K+

Happy Customers

PolicyX is one of India's leading digital insurance platform

Know More About Plans

IFFCO TOKIO MOS-Bite Protector Policy provides a lump sum amount on the diagnosis of the vector-borne diseases covered by the policy. The MOS-Bite Protector Policy safeguards you from vector-borne diseases such as Malaria, Dengue, Chikungunya, and Zika virus, which have affected a large number of people in India.

IFFCO TOKIO MOS-Bite Protector Policy assures you of availing quality treatment. As medical costs for such diseases are consistently rising, a specific insurance plan that caters to these ailments is important.

This is where IFFCO Tokio’s MOS-BITE Protector Policy comes into view. IFFCO Tokio's MOS-BITE Protector Policy covers seven commonly occurring vector-borne diseases. The policyholder receives the lump sum payment once they have been hospitalized for mosquito-borne diseases for 48 hours or more.

The MOS-BITE Protector Policy can be purchased as a family plan as well. Spouses, children, siblings, parents, and parents-in-law can be included in the plan.

PLAN DETAILS

Mos Bite Protector Policy

Niva Bupa Rise Plan

Product Type Individual and Family Health Insurance Individual and Family Health Insurance
Key Features
(Key features of the plan)
  • Coverage for 7 diseases
  • Family coverage
  • Up to 1 lakh SI
  • Affordable premiums
  • Add-on coverage
  • Flexi-pay benefit
OPD Details
(In some policies, OPD (Out patient department) expenses are also covered.)
Not Covered Not Covered
Room Rent
(A limit of room rent cover during hospitalization if any)
Not Covered Covered
Domicillary Hospitalization
(It is the expenses incurred on treatment of the patient at home)
Not Covered Covered
Pre-hospitalization
(Expenses before the insured is hospitalized)
Not Covered Covered
Post-hospitalization
(Expenses after discharge from the hospital)
Not Covered Covered
Day Care Treatment Covered
(Day care treatments refers to the treatments that do not necessarily require 24hrs of hospitalization like MRI.)
Not Covered Not Covered
Hospital_network
(Number of Hospital Network in city)
8000 10000
Organ Donor Expenses
(Expenses incurred on organ donor in case of organ transplants)
Not Covered Covered
Hospital Daily Allowance
(Some plans offer daily allowance to take care of expenses like food, etc)
Not Covered Covered
Ambulance Charges
(Expenses incurred on ambulance charges)
Not Covered Covered
Maternity Benefits
(All Hospitalization cost covered at the time of pregnancy.)
Not Covered Not Covered
New Born Baby Covered
(Newborn babies can be covered under the insurance plan after a certain period)
Not Covered Not Covered
Health Checkup
(An added benefit of one time full health checkup of policy holder.)
Not Covered Covered
Sub Limit
(Sub-limit is a monetary capping that applies on specific diseases like cataract)
Not Covered Not Available
Co-pay
(Mentioned %, if any is to be borne by Insured and rest will be borne by insurer)
Not Covered Available
Plan Entry Age 18 to 65 Years 18 years
Plan Premium Entry Age and S/A 44 6915
Plan Waiting Period 30 30
Plan Coverage Dengue fever coverage, Malaria coverage, Chikungunya coverage, Zika virus coverage Lifelong
Plan Sample Premium 44 6915
Plan Brochure Brochure URL Brochure URL
Policy Term 1/2/3 Years 1, 2, 3 years
ICU Charges Not Covered Covered
Covid-19 Treatment Covered Covered
Cataract Covered Covered
Automatic Restoration Not Covered Not Covered
Ayush Treatment Not Covered Covered
Modern Treatment Not Covered Covered
E Consultation Not Covered Covered
Air Ambulance Not Covered Not Covered
Global Coverage Not Covered Not Covered
Claim Ratio 95.82 94.4
Solvency Ratio 1.85 3.03
Recommended Videos
IFFCO Tokio Health Insurance

IFFCO Tokio Health Insurance

Compare with Other Plans

Health Insurance Companies

Finding a reliable insurance company is as critical as purchasing suitable medical insurance plans to avail of all the expected benefits of the policy. Here are the 28 most trusted health insurance providers in India.

Health Insurance Articles

●  Free Expert Advice

Talk to India's Top Insurance Advisor

Get personalised guidance from IRDAI-certified experts — zero cost, zero spam. Our advisors help 1M+ Indians choose the right plan every year.

📞 Call Free