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The Niva Bupa Rise Plan introduces a new era of health insurance, combining essential coverage with unique advantages. Specifically designed for the middle-class section of India, the premium it offers starts from Rs 6,915 per year. Explore features like Flexi-Pay, Return Benefit, and digital consultations, all designed to provide a more flexible and rewarding healthcare experience. Unlike traditional health insurance policies, the Niva Bupa Rise Plan is designed to give back to the policyholder. With its unique return benefit and flexible payment options, this plan is designed to help your investment in your health grow over time.
| PLAN DETAILS |
Niva Bupa Rise Plan |
Galaxy Twin 360 |
| Product Type | Individual and Family Health Insurance | Individual and Family Health Insurance |
| Key Features (Key features of the plan) |
|
|
| OPD Details (In some policies, OPD (Out patient department) expenses are also covered.) |
Not Covered | COVERED |
|
Room Rent (A limit of room rent cover during hospitalization if any) |
Covered | COVERED |
| Domicillary Hospitalization (It is the expenses incurred on treatment of the patient at home) |
Covered | COVERED |
| Pre-hospitalization (Expenses before the insured is hospitalized) |
Covered | COVERED |
| Post-hospitalization (Expenses after discharge from the hospital) |
Covered | COVERED |
| Day Care Treatment Covered (Day care treatments refers to the treatments that do not necessarily require 24hrs of hospitalization like MRI.) |
Not Covered | COVERED |
| Hospital_network (Number of Hospital Network in city) |
10000 | 3216 |
| Organ Donor Expenses (Expenses incurred on organ donor in case of organ transplants) |
Covered | COVERED |
|
Hospital Daily Allowance (Some plans offer daily allowance to take care of expenses like food, etc) |
Covered | COVERED |
| Ambulance Charges (Expenses incurred on ambulance charges) |
Covered | COVERED |
|
Maternity Benefits (All Hospitalization cost covered at the time of pregnancy.) |
Not Covered | COVERED |
| New Born Baby Covered (Newborn babies can be covered under the insurance plan after a certain period) |
Not Covered | COVERED |
| Health Checkup (An added benefit of one time full health checkup of policy holder.) |
Covered | COVERED |
|
Sub Limit (Sub-limit is a monetary capping that applies on specific diseases like cataract) |
Not Available | NOT COVERED |
| Co-pay (Mentioned %, if any is to be borne by Insured and rest will be borne by insurer) |
Available | NOT COVERED |
| Plan Entry Age | 18 years | Adult: 18 years Children: 90 days to 18 years |
| Plan Premium Entry Age and S/A | 6915 | Upto Rs. 35 lakh |
| Plan Waiting Period | 30 | 30 days |
| Plan Coverage | Lifelong | Room rent, Road ambulance, ICU, Daycare procedures, AYUSH treatment |
| Plan Sample Premium | 6915 | 6,000 |
| Plan Brochure | Brochure URL | Brochure URL |
| Policy Term | 1, 2, 3 years | 1/2/3/4/5 years |
| ICU Charges | Covered | COVERED |
| Covid-19 Treatment | Covered | NOT COVERED |
| Cataract | Covered | COVERED |
| Automatic Restoration | Not Covered | COVERED |
| Ayush Treatment | Covered | COVERED |
| Modern Treatment | Covered | COVERED |
| E Consultation | Covered | COVERED |
| Air Ambulance | Not Covered | NOT COVERED |
| Global Coverage | Not Covered | NOT COVERED |
| Claim Ratio | 94.4 | 98.9 |
| Solvency Ratio | 3.03 | 4.70 |
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