No Spam
No
mis-selling
No pushy
sales
Care Group Health Insurance
VS
Galaxy Twin 360
Care Health provides Group Health insurance, Group Personal Accident Insurance, and Group Travel Insurance. Care Health Insurance has offered 11,000+ corporate policies in 25,000+ different locations all over India. Care group health plans provide features like customised coverage, coverage for partial and permanent disability, trip delay coverage, etc.
With Care group health insurance plans, employees have the freedom to cover immediate family members. Additionally, you get corporate buffer, paperless claim settlements, online risk assessment, and digital accessibility. The claim settlement ratio for Care Health is 92.77% for FY 2023-24.
Care group health plans are designed for personalised business needs. Read the article below to explore the inclusions, exclusions, features, and benefits of the Care group plans.
| PLAN DETAILS |
Care Group Health Insurance |
Galaxy Twin 360 |
| Premium Including GST | ||
| Product Type | Group Health Insurance | Individual and Family Health Insurance |
| Key Features (Key features of the plan) |
|
|
| OPD Details (In some policies, OPD (Out patient department) expenses are also covered.) |
Not Covered | COVERED |
|
Room Rent (A limit of room rent cover during hospitalization if any) |
Covered | COVERED |
| Domicillary Hospitalization (It is the expenses incurred on treatment of the patient at home) |
Not Covered | COVERED |
| Pre-hospitalization (Expenses before the insured is hospitalized) |
Covered | COVERED |
| Post-hospitalization (Expenses after discharge from the hospital) |
Covered | COVERED |
| Day Care Treatment Covered (Day care treatments refers to the treatments that do not necessarily require 24hrs of hospitalization like MRI.) |
Covered | COVERED |
| Hospital_network (Number of Hospital Network in city) |
11650+ | - |
| Organ Donor Expenses (Expenses incurred on organ donor in case of organ transplants) |
Not Covered | COVERED |
|
Hospital Daily Allowance (Some plans offer daily allowance to take care of expenses like food, etc) |
Not Covered | COVERED |
| Ambulance Charges (Expenses incurred on ambulance charges) |
Covered | COVERED |
|
Maternity Benefits (All Hospitalization cost covered at the time of pregnancy.) |
Covered | COVERED |
| New Born Baby Covered (Newborn babies can be covered under the insurance plan after a certain period) |
Covered | COVERED |
| Health Checkup (An added benefit of one time full health checkup of policy holder.) |
Not Covered | COVERED |
|
Sub Limit (Sub-limit is a monetary capping that applies on specific diseases like cataract) |
Available | NOT COVERED |
| Co-pay (Mentioned %, if any is to be borne by Insured and rest will be borne by insurer) |
Not Available | NOT COVERED |
| Plan Entry Age | Flexible eligibility | Adult: 18 years Chldren: 90 days |
| Plan Premium Entry Age and S/A | NA | Upto Rs. 35 lakh |
| Plan Waiting Period | Coverage from day 1 | 30 days |
| Plan Coverage | Group Health | Room rent, Road ambulance, ICU, Daycare procedures, AYUSH treatment, |
| Plan Sample Premium | - | - |
| Plan Brochure | Brochure URL | Brochure URL |
| Policy Term | 1 Year | - |
| ICU Charges | Not Covered | COVERED |
| Covid-19 Treatment | Covered | NOT COVERED |
| Cataract | Covered | COVERED |
| Automatic Restoration | Not Available | COVERED |
| Ayush Treatment | Covered | COVERED |
| Modern Treatment | Not Covered | COVERED |
| E Consultation | Not Covered | COVERED |
| Air Ambulance | Not Covered | NOT COVERED |
| Global Coverage | Not Covered | NOT COVERED |
| Claim Ratio | 97% | 98.9 |
| Solvency Ratio | 1.74 | 4.70 |
Consult for Personalized Insurance Advice
Schedule a call with India’s number 1 trusted advisor with a 4.5+ rating on Google. We are not your average insurance agents. Our advisors are experts in their insurance knowledge and will give you the right information at the right time. The service is free of cost! Don’t worry, we won’t spam as we value your time.
You May Also Know About
