Hospi Care Insurance Policy vs Galaxy Twin 360 Health Insurance Plan 2026 | PolicyX

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It's not an emergency if you are always prepared!

Reliance Hospi-Care health insurance policy helps you prepare for unforeseen accidents and medical emergencies. It offers hospital cash benefits with a lump sum payout for over 150+ listed surgeries and 140+ daycare procedures that might occur due to an accident or an illness. It also provides daily hospital cash benefits and more. The special hospital cash benefit of this policy allows you to recover from surgery without worrying about additional medical expenses.

An important thing to remember is that only an Indian resident can be insured under the Hospi-Care Reliance health insurance policy.

This page discusses all important information about the plan, including its eligibility criteria, specifications, benefits, and exclusions. Read further to know about the Hospi-Care policy in detail.

PLAN DETAILS

Hospi Care Insurance Policy

Galaxy Twin 360

Product Type Individual Individual and Family Health Insurance
Key Features
(Key features of the plan)
  • 150+ surgeries cover
  • 140+ daycare cover
  • Lumpsum cash benefits
  • Dual coverage for extended protection
  • All round 360 degree health benefits
  • Flexible coverage for individual needs
OPD Details
(In some policies, OPD (Out patient department) expenses are also covered.)
- COVERED
Room Rent
(A limit of room rent cover during hospitalization if any)
- COVERED
Domicillary Hospitalization
(It is the expenses incurred on treatment of the patient at home)
- COVERED
Pre-hospitalization
(Expenses before the insured is hospitalized)
- COVERED
Post-hospitalization
(Expenses after discharge from the hospital)
- COVERED
Day Care Treatment Covered
(Day care treatments refers to the treatments that do not necessarily require 24hrs of hospitalization like MRI.)
- COVERED
Hospital_network
(Number of Hospital Network in city)
9100 3216
Organ Donor Expenses
(Expenses incurred on organ donor in case of organ transplants)
- COVERED
Hospital Daily Allowance
(Some plans offer daily allowance to take care of expenses like food, etc)
- COVERED
Ambulance Charges
(Expenses incurred on ambulance charges)
- COVERED
Maternity Benefits
(All Hospitalization cost covered at the time of pregnancy.)
- COVERED
New Born Baby Covered
(Newborn babies can be covered under the insurance plan after a certain period)
- COVERED
Health Checkup
(An added benefit of one time full health checkup of policy holder.)
- COVERED
Sub Limit
(Sub-limit is a monetary capping that applies on specific diseases like cataract)
- NOT COVERED
Co-pay
(Mentioned %, if any is to be borne by Insured and rest will be borne by insurer)
- NOT COVERED
Plan Entry Age 18 to 65 years Adult: 18 years Children: 90 days to 18 years
Plan Premium Entry Age and S/A 5,674 Upto Rs. 35 lakh
Plan Waiting Period 90 30 days
Plan Coverage Individual cover Room rent, Road ambulance, ICU, Daycare procedures, AYUSH treatment
Plan Sample Premium NA 6,000
Plan Brochure Brochure URL Brochure URL
Policy Term 1,2,3 years 1/2/3/4/5 years
ICU Charges - COVERED
Covid-19 Treatment - NOT COVERED
Cataract - COVERED
Automatic Restoration - COVERED
Ayush Treatment - COVERED
Modern Treatment - COVERED
E Consultation - COVERED
Air Ambulance - NOT COVERED
Global Coverage - NOT COVERED
Claim Ratio 87.50 98.9
Solvency Ratio 2.35 4.70

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