Hospi Care Insurance Policy vs Aditya Birla Activ One Max Plan Health Insurance Plan 2026 | PolicyX

Google Ratings (2500+)

★★★★

11+ Years

IRDAI Approved

5M+

Quotes Generated

100K+

Happy Customers

PolicyX is one of India's leading digital insurance platform

Know More About Plans

It's not an emergency if you are always prepared!

Reliance Hospi-Care health insurance policy helps you prepare for unforeseen accidents and medical emergencies. It offers hospital cash benefits with a lump sum payout for over 150+ listed surgeries and 140+ daycare procedures that might occur due to an accident or an illness. It also provides daily hospital cash benefits and more. The special hospital cash benefit of this policy allows you to recover from surgery without worrying about additional medical expenses.

An important thing to remember is that only an Indian resident can be insured under the Hospi-Care Reliance health insurance policy.

This page discusses all important information about the plan, including its eligibility criteria, specifications, benefits, and exclusions. Read further to know about the Hospi-Care policy in detail.

PLAN DETAILS

Hospi Care Insurance Policy

Aditya Birla Activ One Max Plan

Product Type Individual Individual and Family Health Insurance
Key Features
(Key features of the plan)
  • 150+ surgeries cover
  • 140+ daycare cover
  • Lumpsum cash benefits
  • Covers extended family
  • HealthReturn benefits
  • 6X benefits by 6th year
OPD Details
(In some policies, OPD (Out patient department) expenses are also covered.)
- Covered
Room Rent
(A limit of room rent cover during hospitalization if any)
- Covered
Domicillary Hospitalization
(It is the expenses incurred on treatment of the patient at home)
- Covered
Pre-hospitalization
(Expenses before the insured is hospitalized)
- Covered
Post-hospitalization
(Expenses after discharge from the hospital)
- Covered
Day Care Treatment Covered
(Day care treatments refers to the treatments that do not necessarily require 24hrs of hospitalization like MRI.)
- Covered
Hospital_network
(Number of Hospital Network in city)
9100 12900
Organ Donor Expenses
(Expenses incurred on organ donor in case of organ transplants)
- Covered
Hospital Daily Allowance
(Some plans offer daily allowance to take care of expenses like food, etc)
- Not Covered
Ambulance Charges
(Expenses incurred on ambulance charges)
- Covered
Maternity Benefits
(All Hospitalization cost covered at the time of pregnancy.)
- Not Covered
New Born Baby Covered
(Newborn babies can be covered under the insurance plan after a certain period)
- Not Covered
Health Checkup
(An added benefit of one time full health checkup of policy holder.)
- Covered
Sub Limit
(Sub-limit is a monetary capping that applies on specific diseases like cataract)
- Not Covered
Co-pay
(Mentioned %, if any is to be borne by Insured and rest will be borne by insurer)
- Covered
Plan Entry Age 18 to 65 years 18 years to no limit
Plan Premium Entry Age and S/A 5,674 8,828
Plan Waiting Period 90 30
Plan Coverage Individual cover In-patient hospitalization, pre & post hospitalization, day care procedures, modern treatments (robotic surgery, etc.), AYUSH treatments, home healthcare & domiciliary treatment
Plan Sample Premium NA ₹6,177
Plan Brochure Brochure URL Brochure URL
Policy Term 1,2,3 years 1, 2, 3 years
ICU Charges - Covered
Covid-19 Treatment - Covered
Cataract - Covered
Automatic Restoration - Covered
Ayush Treatment - Covered
Modern Treatment - Covered
E Consultation - Covered
Air Ambulance - Not Covered
Global Coverage - Not Covered
Claim Ratio 87.50 96
Solvency Ratio 2.35 1.88
Recommended Videos
Aditya Birla Activ One Max | Unlimited Health Cover & Premium Rewards!

Aditya Birla Activ One Max | Unlimited Health Cover & Premium Rewards!

Compare with Other Plans

Health Insurance Companies

Finding a reliable insurance company is as critical as purchasing suitable medical insurance plans to avail of all the expected benefits of the policy. Here are the 28 most trusted health insurance providers in India.

Health Insurance Articles

●  Free Expert Advice

Talk to India's Top Insurance Advisor

Get personalised guidance from IRDAI-certified experts — zero cost, zero spam. Our advisors help 1M+ Indians choose the right plan every year.

📞 Call Free