Critical Illness Insurance Policy vs Hospi Care Insurance Policy Health Insurance Plan 2026 | PolicyX

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Reliance Critical Illness insurance policy caters to life-threatening and lifestyle-disabling diseases, ensuring you are worry-free. Reliance Critical Illness insurance offers comprehensive benefits, safeguarding the future of the insured individual from multiple serious critical illnesses. Life is uncertain, and critical illnesses can strike unexpectedly. It is crucial to safeguard oneself against such possibilities. Reliance Critical Illness Insurance is a unique plan that covers 10 critical illnesses.

Reliance Critical Illness Insurance is a smart choice from a leading health insurance company in India. Reliance Critical Illness Insurance is affordable, offering a wide range of sum insured options that can be adjusted to your needs. There are more than 8,600 network hospitals. Reliance's critical illness insurance policy categorizes critical illnesses into two types: life-threatening and life-disabling, offering adequate coverage for both.

PLAN DETAILS

Critical Illness Insurance Policy

Hospi Care Insurance Policy

Product Type Critical Illness Health Insurance Individual
Key Features
(Key features of the plan)
  • 10 Major Illnesses Covered
  • Choose Your SI
  • Avail Tax Benefits
  • 150+ surgeries cover
  • 140+ daycare cover
  • Lumpsum cash benefits
OPD Details
(In some policies, OPD (Out patient department) expenses are also covered.)
Not Covered -
Room Rent
(A limit of room rent cover during hospitalization if any)
Not Covered -
Domicillary Hospitalization
(It is the expenses incurred on treatment of the patient at home)
Not Covered -
Pre-hospitalization
(Expenses before the insured is hospitalized)
Not Covered -
Post-hospitalization
(Expenses after discharge from the hospital)
Not Covered -
Day Care Treatment Covered
(Day care treatments refers to the treatments that do not necessarily require 24hrs of hospitalization like MRI.)
Not Covered -
Hospital_network
(Number of Hospital Network in city)
9100 9100
Organ Donor Expenses
(Expenses incurred on organ donor in case of organ transplants)
Not Covered -
Hospital Daily Allowance
(Some plans offer daily allowance to take care of expenses like food, etc)
Not Covered -
Ambulance Charges
(Expenses incurred on ambulance charges)
Not Covered -
Maternity Benefits
(All Hospitalization cost covered at the time of pregnancy.)
Not Covered -
New Born Baby Covered
(Newborn babies can be covered under the insurance plan after a certain period)
Not Covered -
Health Checkup
(An added benefit of one time full health checkup of policy holder.)
Not Covered -
Sub Limit
(Sub-limit is a monetary capping that applies on specific diseases like cataract)
Not Covered -
Co-pay
(Mentioned %, if any is to be borne by Insured and rest will be borne by insurer)
Not Covered -
Plan Entry Age 18 to 65 Years 18 to 65 years
Plan Premium Entry Age and S/A 1369 5,674
Plan Waiting Period 30 90
Plan Coverage Individual Individual cover
Plan Sample Premium 1369 NA
Plan Brochure Brochure URL Brochure URL
Policy Term 1, 2, 3 Years 1,2,3 years
ICU Charges Not Covered -
Covid-19 Treatment Covered -
Cataract Not Covered -
Automatic Restoration Not Covered -
Ayush Treatment Not Covered -
Modern Treatment Not Covered -
E Consultation Not Covered -
Air Ambulance Not Covered -
Global Coverage Not Covered -
Claim Ratio 87.50 87.50
Solvency Ratio 2.35 2.35

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