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Future Generali Super Saver Plan is a one-of-a-kind health insurance plan with two plan variants that offer an 80% premium discount. If policyholders complete the first year of the plan tenure without making a claim, they are eligible for an 80% Super Saver discount in the following year. Similarly, if the first two years of the plan tenure are claim-free, an 80% Super Saver discount is applicable for the subsequent two years, or until the first claim is made.
Future Generali Super Saver Plan provides comprehensive coverage for the entire family, with a sum insured available on both individual and family floater bases. Sum insured options range from 3 lacs to 50 lacs, including 3, 4, 5, 6, 10, 15, 20, 25, and 50 lacs. The plan covers a wide range of expenses, including hospitalization, daycare treatment, maternity expenses, alternative treatment, and home healthcare services.
| PLAN DETAILS |
Super Saver Plan |
Hospi Care Insurance Policy |
| Product Type | Individual and Family Health Insurance | Individual |
| Key Features (Key features of the plan) |
|
|
| OPD Details (In some policies, OPD (Out patient department) expenses are also covered.) |
Not Covered | - |
|
Room Rent (A limit of room rent cover during hospitalization if any) |
Covered | - |
| Domicillary Hospitalization (It is the expenses incurred on treatment of the patient at home) |
Covered | - |
| Pre-hospitalization (Expenses before the insured is hospitalized) |
Covered | - |
| Post-hospitalization (Expenses after discharge from the hospital) |
Covered | - |
| Day Care Treatment Covered (Day care treatments refers to the treatments that do not necessarily require 24hrs of hospitalization like MRI.) |
Covered | - |
| Hospital_network (Number of Hospital Network in city) |
10000 | 9100 |
| Organ Donor Expenses (Expenses incurred on organ donor in case of organ transplants) |
Covered | - |
|
Hospital Daily Allowance (Some plans offer daily allowance to take care of expenses like food, etc) |
Not Covered | - |
| Ambulance Charges (Expenses incurred on ambulance charges) |
Covered | - |
|
Maternity Benefits (All Hospitalization cost covered at the time of pregnancy.) |
Covered | - |
| New Born Baby Covered (Newborn babies can be covered under the insurance plan after a certain period) |
Covered | - |
| Health Checkup (An added benefit of one time full health checkup of policy holder.) |
Not Covered | - |
|
Sub Limit (Sub-limit is a monetary capping that applies on specific diseases like cataract) |
Covered | - |
| Co-pay (Mentioned %, if any is to be borne by Insured and rest will be borne by insurer) |
Not Covered | - |
| Plan Entry Age | 18 to 70 years | 18 to 65 years |
| Plan Premium Entry Age and S/A | 5,607 | 5,674 |
| Plan Waiting Period | 30 Days* | 90 |
| Plan Coverage | Individual and Family floater | Individual cover |
| Plan Sample Premium | 5,607 | NA |
| Plan Brochure | Brochure URL | Brochure URL |
| Policy Term | 1 year | 1,2,3 years |
| ICU Charges | Covered | - |
| Covid-19 Treatment | Covered | - |
| Cataract | Covered | - |
| Automatic Restoration | Not Covered | - |
| Ayush Treatment | Covered | - |
| Modern Treatment | Covered | - |
| E Consultation | Not Covered | - |
| Air Ambulance | Not Covered | - |
| Global Coverage | Not Covered | - |
| Claim Ratio | 95.5 | 87.50 |
| Solvency Ratio | 1.96 | 2.35 |
|
Future Generali Health Insurance |
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