Hospi Care Insurance Policy vs Care Group Health Insurance Health Insurance Plan 2026 | PolicyX

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It's not an emergency if you are always prepared!

Reliance Hospi-Care health insurance policy helps you prepare for unforeseen accidents and medical emergencies. It offers hospital cash benefits with a lump sum payout for over 150+ listed surgeries and 140+ daycare procedures that might occur due to an accident or an illness. It also provides daily hospital cash benefits and more. The special hospital cash benefit of this policy allows you to recover from surgery without worrying about additional medical expenses.

An important thing to remember is that only an Indian resident can be insured under the Hospi-Care Reliance health insurance policy.

This page discusses all important information about the plan, including its eligibility criteria, specifications, benefits, and exclusions. Read further to know about the Hospi-Care policy in detail.

PLAN DETAILS

Hospi Care Insurance Policy

Care Group Health Insurance

Product Type Individual Group Health Insurance
Key Features
(Key features of the plan)
  • 150+ surgeries cover
  • 140+ daycare cover
  • Lumpsum cash benefits
  • Explore Care Health Group Plans
  • Care Claim Settlement Ratio
  • Benefits of Care Group Plans
OPD Details
(In some policies, OPD (Out patient department) expenses are also covered.)
- Not Covered
Room Rent
(A limit of room rent cover during hospitalization if any)
- Covered
Domicillary Hospitalization
(It is the expenses incurred on treatment of the patient at home)
- Not Covered
Pre-hospitalization
(Expenses before the insured is hospitalized)
- Covered
Post-hospitalization
(Expenses after discharge from the hospital)
- Covered
Day Care Treatment Covered
(Day care treatments refers to the treatments that do not necessarily require 24hrs of hospitalization like MRI.)
- Covered
Hospital_network
(Number of Hospital Network in city)
9100 11400+
Organ Donor Expenses
(Expenses incurred on organ donor in case of organ transplants)
- Not Covered
Hospital Daily Allowance
(Some plans offer daily allowance to take care of expenses like food, etc)
- Not Covered
Ambulance Charges
(Expenses incurred on ambulance charges)
- Covered
Maternity Benefits
(All Hospitalization cost covered at the time of pregnancy.)
- Covered
New Born Baby Covered
(Newborn babies can be covered under the insurance plan after a certain period)
- Covered
Health Checkup
(An added benefit of one time full health checkup of policy holder.)
- Not Covered
Sub Limit
(Sub-limit is a monetary capping that applies on specific diseases like cataract)
- Available
Co-pay
(Mentioned %, if any is to be borne by Insured and rest will be borne by insurer)
- Not Available
Plan Entry Age 18 to 65 years Flexible eligibility
Plan Premium Entry Age and S/A 5,674 NA
Plan Waiting Period 90 Coverage from day 1
Plan Coverage Individual cover Group Health
Plan Sample Premium NA -
Plan Brochure Brochure URL Brochure URL
Policy Term 1,2,3 years 1 Year
ICU Charges - Not Covered
Covid-19 Treatment - Covered
Cataract - Covered
Automatic Restoration - Not Available
Ayush Treatment - Covered
Modern Treatment - Not Covered
E Consultation - Not Covered
Air Ambulance - Not Covered
Global Coverage - Not Covered
Claim Ratio 87.50 97
Solvency Ratio 2.35 1.74

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