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Silver Health Plan
18709
VS
Care Group Health Insurance
Bajaj General Silver Health Plan for Senior Citizens is an adequate health plan if you are a senior citizen and are looking for an insurance plan or just want to safeguard your parents post-retirement.
Bajaj General Silver Health is a health insurance plan for senior citizens that will provide a safety net to people post-retirement and facilitate their medical treatments. We all know health care can get expensive as you age and this policy ensures that all your healthcare costs are covered.
Bajaj General offers coverage to you and your spouse when you need expensive medical care. Bajaj General Silver Health offers coverage that includes pre and post-hospitalization charges, ambulance charges, and health check-ups.
The policy also offers coverage for pre-existing illnesses from the second year of the policy commencement. Bajaj General Silver Health Plan also offers cashless and reimbursement benefits.
| PLAN DETAILS |
Silver Health Plan |
Care Group Health Insurance |
| Premium Including GST | ||
| Product Type | Senior Citizen Health Insurance | Group Health Insurance |
| Key Features (Key features of the plan) |
|
|
| OPD Details (In some policies, OPD (Out patient department) expenses are also covered.) |
Covered | Not Covered |
|
Room Rent (A limit of room rent cover during hospitalization if any) |
Covered | Covered |
| Domicillary Hospitalization (It is the expenses incurred on treatment of the patient at home) |
Covered | Not Covered |
| Pre-hospitalization (Expenses before the insured is hospitalized) |
Covered | Covered |
| Post-hospitalization (Expenses after discharge from the hospital) |
Covered | Covered |
| Day Care Treatment Covered (Day care treatments refers to the treatments that do not necessarily require 24hrs of hospitalization like MRI.) |
Covered | Covered |
| Hospital_network (Number of Hospital Network in city) |
18400 | 11400+ |
| Organ Donor Expenses (Expenses incurred on organ donor in case of organ transplants) |
Not Covered | Not Covered |
|
Hospital Daily Allowance (Some plans offer daily allowance to take care of expenses like food, etc) |
Not Covered | Not Covered |
| Ambulance Charges (Expenses incurred on ambulance charges) |
Not Covered | Covered |
|
Maternity Benefits (All Hospitalization cost covered at the time of pregnancy.) |
Not Covered | Covered |
| New Born Baby Covered (Newborn babies can be covered under the insurance plan after a certain period) |
Not Covered | Covered |
| Health Checkup (An added benefit of one time full health checkup of policy holder.) |
Covered | Not Covered |
|
Sub Limit (Sub-limit is a monetary capping that applies on specific diseases like cataract) |
Applicable | Available |
| Co-pay (Mentioned %, if any is to be borne by Insured and rest will be borne by insurer) |
Applicable | Not Available |
| Plan Entry Age | 46 to 80 Years | Flexible eligibility |
| Plan Premium Entry Age and S/A | 18709 | NA |
| Plan Waiting Period | 30 Days | Coverage from day 1 |
| Plan Coverage | Senior citizen | Group Health |
| Plan Sample Premium | 18709 | - |
| Plan Brochure | Brochure URL | Brochure URL |
| Policy Term | 1 | 2 | 3 Years | 1 Year |
| ICU Charges | Covered | Not Covered |
| Covid-19 Treatment | Covered | Covered |
| Cataract | Covered | Covered |
| Automatic Restoration | Not Covered | Not Available |
| Ayush Treatment | Not Covered | Covered |
| Modern Treatment | Covered | Not Covered |
| E Consultation | Not Covered | Not Covered |
| Air Ambulance | Not Covered | Not Covered |
| Global Coverage | Not Covered | Not Covered |
| Claim Ratio | 99.23 | 97% |
| Solvency Ratio | 3.25 | 1.74 |
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