Reliance Corona Kavach Policy vs Hospi Care Insurance Policy Health Insurance Plan 2026 | PolicyX

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The Reliance Corona Kavach Plan helps alleviate financial stress during COVID-19 treatment by covering your medical expenses. Specifically designed for COVID-19 patients, the Corona Kavach Insurance Plan protects you and your family from medical and hospitalization expenses related to the virus. It covers pre and post-hospitalization, AYUSH treatment, domiciliary care, and home care treatment expenses. Coverage begins from the date of COVID-19 diagnosis.

PLAN DETAILS

Reliance Corona Kavach Policy

Hospi Care Insurance Policy

Product Type Individual and Family Health Insurance Individual
Key Features
(Key features of the plan)
  • Covers COVID-19
  • Check Eligibility
  • Coverage Details of the Plan
  • 150+ surgeries cover
  • 140+ daycare cover
  • Lumpsum cash benefits
OPD Details
(In some policies, OPD (Out patient department) expenses are also covered.)
Not Covered -
Room Rent
(A limit of room rent cover during hospitalization if any)
Covered -
Domicillary Hospitalization
(It is the expenses incurred on treatment of the patient at home)
Covered -
Pre-hospitalization
(Expenses before the insured is hospitalized)
Covered -
Post-hospitalization
(Expenses after discharge from the hospital)
Covered -
Day Care Treatment Covered
(Day care treatments refers to the treatments that do not necessarily require 24hrs of hospitalization like MRI.)
Not Covered -
Hospital_network
(Number of Hospital Network in city)
9100 9100
Organ Donor Expenses
(Expenses incurred on organ donor in case of organ transplants)
Not Covered -
Hospital Daily Allowance
(Some plans offer daily allowance to take care of expenses like food, etc)
Covered -
Ambulance Charges
(Expenses incurred on ambulance charges)
Covered -
Maternity Benefits
(All Hospitalization cost covered at the time of pregnancy.)
Not Covered -
New Born Baby Covered
(Newborn babies can be covered under the insurance plan after a certain period)
Not Covered -
Health Checkup
(An added benefit of one time full health checkup of policy holder.)
Not Covered -
Sub Limit
(Sub-limit is a monetary capping that applies on specific diseases like cataract)
Covered -
Co-pay
(Mentioned %, if any is to be borne by Insured and rest will be borne by insurer)
Not Covered -
Plan Entry Age Child Age: 1 day to 25 years, Adult Age: 18 to 65 years 18 to 65 years
Plan Premium Entry Age and S/A 3,200 5,674
Plan Waiting Period 15 90
Plan Coverage Individual / Family Floater Individual cover
Plan Sample Premium - NA
Plan Brochure Brochure URL Brochure URL
Policy Term 3.5 months, 6.5 months and 9.5 months 1,2,3 years
ICU Charges Covered -
Covid-19 Treatment Covered -
Cataract Not Covered -
Automatic Restoration Not Covered -
Ayush Treatment Covered -
Modern Treatment Not Covered -
E Consultation Not Covered -
Air Ambulance Not Covered -
Global Coverage Not Covered -
Claim Ratio 87.50 87.50
Solvency Ratio 2.35 2.35

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