Reliance Corona Kavach Policy vs Aditya Birla Group Health Insurance Health Insurance Plan 2026 | PolicyX

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The Reliance Corona Kavach Plan helps alleviate financial stress during COVID-19 treatment by covering your medical expenses. Specifically designed for COVID-19 patients, the Corona Kavach Insurance Plan protects you and your family from medical and hospitalization expenses related to the virus. It covers pre and post-hospitalization, AYUSH treatment, domiciliary care, and home care treatment expenses. Coverage begins from the date of COVID-19 diagnosis.

PLAN DETAILS

Reliance Corona Kavach Policy

Aditya Birla Group Health Insurance

Product Type Individual and Family Health Insurance Group Health Insurance
Key Features
(Key features of the plan)
  • Covers COVID-19
  • Check Eligibility
  • Coverage Details of the Plan
  • Explore Aditya Group Health Plans
  • Benefits of Aditya Group Insurance
  • Tax Benefits
OPD Details
(In some policies, OPD (Out patient department) expenses are also covered.)
Not Covered Covered
Room Rent
(A limit of room rent cover during hospitalization if any)
Covered Covered
Domicillary Hospitalization
(It is the expenses incurred on treatment of the patient at home)
Covered Covered
Pre-hospitalization
(Expenses before the insured is hospitalized)
Covered Covered
Post-hospitalization
(Expenses after discharge from the hospital)
Covered Covered
Day Care Treatment Covered
(Day care treatments refers to the treatments that do not necessarily require 24hrs of hospitalization like MRI.)
Not Covered Covered
Hospital_network
(Number of Hospital Network in city)
9100 12900
Organ Donor Expenses
(Expenses incurred on organ donor in case of organ transplants)
Not Covered Covered
Hospital Daily Allowance
(Some plans offer daily allowance to take care of expenses like food, etc)
Covered Covered
Ambulance Charges
(Expenses incurred on ambulance charges)
Covered Covered
Maternity Benefits
(All Hospitalization cost covered at the time of pregnancy.)
Not Covered Covered
New Born Baby Covered
(Newborn babies can be covered under the insurance plan after a certain period)
Not Covered Covered
Health Checkup
(An added benefit of one time full health checkup of policy holder.)
Not Covered Covered
Sub Limit
(Sub-limit is a monetary capping that applies on specific diseases like cataract)
Covered Covered
Co-pay
(Mentioned %, if any is to be borne by Insured and rest will be borne by insurer)
Not Covered Covered
Plan Entry Age Child Age: 1 day to 25 years, Adult Age: 18 to 65 years Day 1 to no limit
Plan Premium Entry Age and S/A 3,200 NA
Plan Waiting Period 15 NA
Plan Coverage Individual / Family Floater Group Health Insurance
Plan Sample Premium - NA
Plan Brochure Brochure URL Brochure URL
Policy Term 3.5 months, 6.5 months and 9.5 months NA
ICU Charges Covered Covered
Covid-19 Treatment Covered Covered
Cataract Not Covered Covered
Automatic Restoration Not Covered Covered
Ayush Treatment Covered Covered
Modern Treatment Not Covered Not Covered
E Consultation Not Covered Covered
Air Ambulance Not Covered Covered
Global Coverage Not Covered Covered
Claim Ratio 87.50 96
Solvency Ratio 2.35 1.88

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