Bajaj General Herizon Care vs Aditya Birla Group Health Insurance Health Insurance Plan 2026 | PolicyX

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This plan allows HER to be in HERizon!

Bajaj General HERizon Care is a groundbreaking policy that addresses the holistic health and wellness of women. It is the first of its kind health plan which includes comprehensive coverage under three specific verticals: Vita Shield for critical illness, Cradle Care for surrogacy or oocyte donors, and Optional Cover for surgeries and egg freezing methods. This plan also extends coverage for legal expenses related to sexual assault, kidnapping, and acid attacks, a first of its kind in India!

Know more about this plan here.

PLAN DETAILS

Bajaj General Herizon Care

Aditya Birla Group Health Insurance

Product Type Individual Group Health Insurance
Key Features
(Key features of the plan)
  • Exclusive plan for women
  • Covers prophylactic surgeries
  • Vita Shield and Cradle Care
  • Explore Aditya Group Health Plans
  • Benefits of Aditya Group Insurance
  • Tax Benefits
OPD Details
(In some policies, OPD (Out patient department) expenses are also covered.)
Covered Covered
Room Rent
(A limit of room rent cover during hospitalization if any)
Covered Covered
Domicillary Hospitalization
(It is the expenses incurred on treatment of the patient at home)
Covered Covered
Pre-hospitalization
(Expenses before the insured is hospitalized)
Covered Covered
Post-hospitalization
(Expenses after discharge from the hospital)
Covered Covered
Day Care Treatment Covered
(Day care treatments refers to the treatments that do not necessarily require 24hrs of hospitalization like MRI.)
Covered Covered
Hospital_network
(Number of Hospital Network in city)
18400 12900
Organ Donor Expenses
(Expenses incurred on organ donor in case of organ transplants)
Not Covered Covered
Hospital Daily Allowance
(Some plans offer daily allowance to take care of expenses like food, etc)
Covered Covered
Ambulance Charges
(Expenses incurred on ambulance charges)
Covered Covered
Maternity Benefits
(All Hospitalization cost covered at the time of pregnancy.)
Covered Covered
New Born Baby Covered
(Newborn babies can be covered under the insurance plan after a certain period)
Covered Covered
Health Checkup
(An added benefit of one time full health checkup of policy holder.)
Covered Covered
Sub Limit
(Sub-limit is a monetary capping that applies on specific diseases like cataract)
Available Covered
Co-pay
(Mentioned %, if any is to be borne by Insured and rest will be borne by insurer)
Available Covered
Plan Entry Age Adults: 18 – 80 years, Children: 90 days – 35 years Day 1 to no limit
Plan Premium Entry Age and S/A 2845 NA
Plan Waiting Period 30 NA
Plan Coverage Maternity & pregnancy expenses, infertility treatment & assisted reproductive technology, critical illness cover for women-specific diseases, hospitalization & day care procedures, newborn & baby care cover, mental health & emotional wellness support. Group Health Insurance
Plan Sample Premium 2845 NA
Plan Brochure Brochure URL Brochure URL
Policy Term 1/2/3/4/5 years NA
ICU Charges Covered Covered
Covid-19 Treatment Covered Covered
Cataract Covered Covered
Automatic Restoration Not Covered Covered
Ayush Treatment Not Covered Covered
Modern Treatment Covered Not Covered
E Consultation Covered Covered
Air Ambulance Covered Covered
Global Coverage Not Covered Covered
Claim Ratio 99.23 96
Solvency Ratio 3.25 1.88

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