Bajaj General Herizon Care vs Galaxy Top Up Health Insurance Plan Health Insurance Plan 2026 | PolicyX

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This plan allows HER to be in HERizon!

Bajaj General HERizon Care is a groundbreaking policy that addresses the holistic health and wellness of women. It is the first of its kind health plan which includes comprehensive coverage under three specific verticals: Vita Shield for critical illness, Cradle Care for surrogacy or oocyte donors, and Optional Cover for surgeries and egg freezing methods. This plan also extends coverage for legal expenses related to sexual assault, kidnapping, and acid attacks, a first of its kind in India!

Know more about this plan here.

PLAN DETAILS

Bajaj General Herizon Care

Galaxy Top Up Health Insurance Plan

Product Type Individual Top Up and Super Top Up
Key Features
(Key features of the plan)
  • Exclusive plan for women
  • Covers prophylactic surgeries
  • Vita Shield and Cradle Care
  • Get exciting discounts
  • Digital ICU coverage
  • Gala Fit benefit
OPD Details
(In some policies, OPD (Out patient department) expenses are also covered.)
Covered Covered
Room Rent
(A limit of room rent cover during hospitalization if any)
Covered Covered
Domicillary Hospitalization
(It is the expenses incurred on treatment of the patient at home)
Covered Covered
Pre-hospitalization
(Expenses before the insured is hospitalized)
Covered Covered
Post-hospitalization
(Expenses after discharge from the hospital)
Covered Covered
Day Care Treatment Covered
(Day care treatments refers to the treatments that do not necessarily require 24hrs of hospitalization like MRI.)
Covered Covered
Hospital_network
(Number of Hospital Network in city)
18400 3216
Organ Donor Expenses
(Expenses incurred on organ donor in case of organ transplants)
Not Covered Covered
Hospital Daily Allowance
(Some plans offer daily allowance to take care of expenses like food, etc)
Covered Not Covered
Ambulance Charges
(Expenses incurred on ambulance charges)
Covered Covered
Maternity Benefits
(All Hospitalization cost covered at the time of pregnancy.)
Covered Covered
New Born Baby Covered
(Newborn babies can be covered under the insurance plan after a certain period)
Covered Covered
Health Checkup
(An added benefit of one time full health checkup of policy holder.)
Covered Covered
Sub Limit
(Sub-limit is a monetary capping that applies on specific diseases like cataract)
Available Not Covered
Co-pay
(Mentioned %, if any is to be borne by Insured and rest will be borne by insurer)
Available Not Covered
Plan Entry Age Adults: 18 – 80 years, Children: 90 days – 35 years Adults: 18 to 65 years, Dependent children: 16 days to 25 years.
Plan Premium Entry Age and S/A 2845 1995
Plan Waiting Period 30 30
Plan Coverage Maternity & pregnancy expenses, infertility treatment & assisted reproductive technology, critical illness cover for women-specific diseases, hospitalization & day care procedures, newborn & baby care cover, mental health & emotional wellness support. Hospitalization expenses, pre and post-hospitalization expenses, daycare treatments, AYUSH treatment cover, organ transplant cover, ambulance, and air ambulance.
Plan Sample Premium 2845 1995
Plan Brochure Brochure URL Brochure URL
Policy Term 1/2/3/4/5 years 1, 2, 3 years
ICU Charges Covered Covered
Covid-19 Treatment Covered Covered
Cataract Covered Covered
Automatic Restoration Not Covered Not Covered
Ayush Treatment Not Covered Covered
Modern Treatment Covered Covered
E Consultation Covered Covered
Air Ambulance Covered Covered
Global Coverage Not Covered Not Covered
Claim Ratio 99.23 98.9
Solvency Ratio 3.25 4.70

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