Buy Policy in 2 mins
With expert guidance
2 lakh+ Customers
Real-time Reviews
Free Comparison
Easy & Efficient
Google Ratings (2500+)
11+ Years
IRDAI Approved
5M+
Quotes Generated
100K+
Happy Customers
The Tata AIG Group EMI Protect policy is designed to offer insured members financial protection if they cannot work due to an accident or the diagnosis of a critical illness. This policy also provides worldwide coverage for in-patient hospitalization, facilitating treatment and medical expenses in severe conditions.
It covers a specified number or amount of EMIs for the insured following accidental hospitalization, a critical illness diagnosis, and other specified events.
You can enroll in the Tata AIG Group EMI Protect policy through your employer. Premiums for this policy are typically deducted from the employee's account. For more details, please refer to the policy wording.
| PLAN DETAILS |
Tata Aig Group Emi Protect Plan |
Galaxy Top Up Health Insurance Plan |
| Product Type | Critical Illness Health Insurance | Top Up and Super Top Up |
| Key Features (Key features of the plan) |
|
|
| OPD Details (In some policies, OPD (Out patient department) expenses are also covered.) |
- | Covered |
|
Room Rent (A limit of room rent cover during hospitalization if any) |
- | Covered |
| Domicillary Hospitalization (It is the expenses incurred on treatment of the patient at home) |
- | Covered |
| Pre-hospitalization (Expenses before the insured is hospitalized) |
- | Covered |
| Post-hospitalization (Expenses after discharge from the hospital) |
- | Covered |
| Day Care Treatment Covered (Day care treatments refers to the treatments that do not necessarily require 24hrs of hospitalization like MRI.) |
- | Covered |
| Hospital_network (Number of Hospital Network in city) |
11000 | 3216 |
| Organ Donor Expenses (Expenses incurred on organ donor in case of organ transplants) |
- | Covered |
|
Hospital Daily Allowance (Some plans offer daily allowance to take care of expenses like food, etc) |
- | Not Covered |
| Ambulance Charges (Expenses incurred on ambulance charges) |
- | Covered |
|
Maternity Benefits (All Hospitalization cost covered at the time of pregnancy.) |
- | Covered |
| New Born Baby Covered (Newborn babies can be covered under the insurance plan after a certain period) |
- | Covered |
| Health Checkup (An added benefit of one time full health checkup of policy holder.) |
- | Covered |
|
Sub Limit (Sub-limit is a monetary capping that applies on specific diseases like cataract) |
- | Not Covered |
| Co-pay (Mentioned %, if any is to be borne by Insured and rest will be borne by insurer) |
- | Not Covered |
| Plan Entry Age | 18 Years | Adults: 18 to 65 years, Dependent children: 16 days to 25 years. |
| Plan Premium Entry Age and S/A | 2,500 | 1995 |
| Plan Waiting Period | 30 | 30 |
| Plan Coverage | - | Hospitalization expenses, pre and post-hospitalization expenses, daycare treatments, AYUSH treatment cover, organ transplant cover, ambulance, and air ambulance. |
| Plan Sample Premium | 2,500 | 1995 |
| Plan Brochure | Brochure URL | Brochure URL |
| Policy Term | 1 Year | 1, 2, 3 years |
| ICU Charges | - | Covered |
| Covid-19 Treatment | - | Covered |
| Cataract | - | Covered |
| Automatic Restoration | - | Not Covered |
| Ayush Treatment | - | Covered |
| Modern Treatment | - | Covered |
| E Consultation | - | Covered |
| Air Ambulance | - | Covered |
| Global Coverage | - | Not Covered |
| Claim Ratio | - | 98.9 |
| Solvency Ratio | 1.81 | 4.70 |
ChatGPT
Claude
Perplexity