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Reliance Health Infinity Plan vs Galaxy Top Up Health Insurance Plan

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Know More About Plans

Reliance Health Infinity is a comprehensive health insurance plan that comes with a number of benefits and discounts. The policy offers wide coverage sum insured options i.e., from 3 lakh to 1 crore, no sub-limits, and 90 days cancellation time period.

The plan provides complete coverage against in-patient hospitalisation expenses, pre and post-hospitalisation expenses, daycare expenses, emergency ambulance expenses, organ donor expenses, domiciliary hospitalisation expenses, etc. Apart from this, it also offers several add-on covers which you can include voluntarily by paying an extra premium at the time of policy purchase.

PLAN DETAILS

Reliance Health Infinity Plan


Galaxy Top Up Health Insurance Plan

Premium Including GST
Product Type Individual and Family Health Insurance Top Up and Super Top Up
Key Features
(Key features of the plan)
  • Pre-policy Medical Check-up
  • AYUSH Coverage
  • No Sub-limits
  • Get exciting discounts
  • Digital ICU coverage
  • Gala Fit benefit
OPD Details
(In some policies, OPD (Out patient department) expenses are also covered.)
Not Covered Covered
Room Rent
(A limit of room rent cover during hospitalization if any)
Covered Covered
Domicillary Hospitalization
(It is the expenses incurred on treatment of the patient at home)
Covered Covered
Pre-hospitalization
(Expenses before the insured is hospitalized)
Covered Covered
Post-hospitalization
(Expenses after discharge from the hospital)
Covered Covered
Day Care Treatment Covered
(Day care treatments refers to the treatments that do not necessarily require 24hrs of hospitalization like MRI.)
Covered Covered
Hospital_network
(Number of Hospital Network in city)
9100 -
Organ Donor Expenses
(Expenses incurred on organ donor in case of organ transplants)
Covered Covered
Hospital Daily Allowance
(Some plans offer daily allowance to take care of expenses like food, etc)
Not Covered Not Covered
Ambulance Charges
(Expenses incurred on ambulance charges)
Covered Covered
Maternity Benefits
(All Hospitalization cost covered at the time of pregnancy.)
Not Covered Covered
New Born Baby Covered
(Newborn babies can be covered under the insurance plan after a certain period)
Not Covered Covered
Health Checkup
(An added benefit of one time full health checkup of policy holder.)
Not Covered Covered
Sub Limit
(Sub-limit is a monetary capping that applies on specific diseases like cataract)
Covered Not Covered
Co-pay
(Mentioned %, if any is to be borne by Insured and rest will be borne by insurer)
Covered Not Covered
Plan Entry Age 91 days to 65 Years Adult: 18 years to 65 years, Dependent children: 16 days to 25 years
Plan Premium Entry Age and S/A 7472 1995
Plan Waiting Period 30 30
Plan Coverage Individual /Family Floater -
Plan Sample Premium 7472 1995
Plan Brochure Brochure URL Brochure URL
Policy Term 1, 2, 3 years 1, 2, 3 years
ICU Charges Covered Covered
Covid-19 Treatment Covered Covered
Cataract Not Covered Covered
Automatic Restoration Covered Not Covered
Ayush Treatment Covered Covered
Modern Treatment Covered Covered
E Consultation Not Covered Covered
Air Ambulance Not Covered Covered
Global Coverage Not Covered Not Covered
Claim Ratio 87.50 98.9
Solvency Ratio 2.35 4.70

Health Insurance Companies

Finding a reliable insurance company is as critical as purchasing suitable medical insurance plans to avail of all the expected benefits of the policy. Here are the 28 most trusted health insurance providers in India.

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