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Reliance Health Infinity is a comprehensive health insurance plan that comes with a number of benefits and discounts. The policy offers a wide range of sum insured options, from 3 lakh to 1 crore, no sub-limits, and a 90-day cancellation period.
The plan provides complete coverage against in-patient hospitalization expenses, pre and post-hospitalization expenses, daycare expenses, emergency ambulance expenses, organ donor expenses, domiciliary hospitalization expenses, etc. Apart from this, it also offers several optional add-on covers available at an extra premium at the time of policy purchase.
| PLAN DETAILS |
Reliance Health Infinity Plan |
Accident Policy |
| Product Type | Individual and Family Health Insurance | Accident Health Insurance |
| Key Features (Key features of the plan) |
|
|
| OPD Details (In some policies, OPD (Out patient department) expenses are also covered.) |
Not Covered | Not Covered |
|
Room Rent (A limit of room rent cover during hospitalization if any) |
Covered | Not Covered |
| Domicillary Hospitalization (It is the expenses incurred on treatment of the patient at home) |
Covered | Covered |
| Pre-hospitalization (Expenses before the insured is hospitalized) |
Covered | Not Covered |
| Post-hospitalization (Expenses after discharge from the hospital) |
Covered | Not Covered |
| Day Care Treatment Covered (Day care treatments refers to the treatments that do not necessarily require 24hrs of hospitalization like MRI.) |
Covered | Not Covered |
| Hospital_network (Number of Hospital Network in city) |
9100 | 14000 |
| Organ Donor Expenses (Expenses incurred on organ donor in case of organ transplants) |
Covered | Not Covered |
|
Hospital Daily Allowance (Some plans offer daily allowance to take care of expenses like food, etc) |
Not Covered | Available |
| Ambulance Charges (Expenses incurred on ambulance charges) |
Covered | Covered |
|
Maternity Benefits (All Hospitalization cost covered at the time of pregnancy.) |
Not Covered | Not Covered |
| New Born Baby Covered (Newborn babies can be covered under the insurance plan after a certain period) |
Not Covered | Not Available |
| Health Checkup (An added benefit of one time full health checkup of policy holder.) |
Not Covered | Not Covered |
|
Sub Limit (Sub-limit is a monetary capping that applies on specific diseases like cataract) |
Covered | Not Available |
| Co-pay (Mentioned %, if any is to be borne by Insured and rest will be borne by insurer) |
Covered | Not Applicable |
| Plan Entry Age | 91 days to 65 Years | 18 years to 70 Years |
| Plan Premium Entry Age and S/A | 7472 | 7847 |
| Plan Waiting Period | 30 | 30 |
| Plan Coverage | Individual /Family Floater | - |
| Plan Sample Premium | 7472 | - |
| Plan Brochure | Brochure URL | Brochure URL |
| Policy Term | 1, 2, 3 years | 1/2/3 Year |
| ICU Charges | Covered | Not Covered |
| Covid-19 Treatment | Covered | Covered |
| Cataract | Not Covered | Not Covered |
| Automatic Restoration | Covered | Not Applicable |
| Ayush Treatment | Covered | Not Covered |
| Modern Treatment | Covered | Not Covered |
| E Consultation | Not Covered | Not Covered |
| Air Ambulance | Not Covered | Not Covered |
| Global Coverage | Not Covered | Not Covered |
| Claim Ratio | 87.50 | 99.06 |
| Solvency Ratio | 2.35 | 2.21 |
|
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