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Star Health Arogya Sanjeevani is a Health Insurance that safeguards you and your family from the financial burden and stress during hospitalization. Arogya Sanjeevani Policy Star Health provides the insured comprehensive benefits at affordable premium rates.
Arogya Sanjeevani policy star health has been developed to cater to the needs of those looking for complete coverage at an affordable price. With time, medical costs have been on a constant rise for decades and are expected to keep increasing, purchasing the Arogya Sanjeevani Insurance Policy Star Health might help the insured stay financially secure in the face of medical emergencies.
Arogya Sanjeevani Policy Star Health is an indemnity-based health insurance policy that offers coverage up to Rs. 10 lakh on an individual and floater basis for in-patient hospitalization expenses, daycare treatments/procedures, COVID-19 treatment, AYUSH treatment, and more. Arogya Sanjeevani Policy Star Health allows you to opt for a family floater plan that will cover self, spouse, and dependent children between 3 months and 25 years. Additionally, you can buy this plan for parents and parents-in-law as well.
| PLAN DETAILS |
Star Arogya Sanjeevini Plan |
Accident Policy |
| Premium Including GST | ||
| Product Type | Individual and Family Health Insurance | Accident Health Insurance |
| Key Features (Key features of the plan) |
|
|
| OPD Details (In some policies, OPD (Out patient department) expenses are also covered.) |
Not Covered | Not Covered |
|
Room Rent (A limit of room rent cover during hospitalization if any) |
Covered | Not Covered |
| Domicillary Hospitalization (It is the expenses incurred on treatment of the patient at home) |
Not Covered | Covered |
| Pre-hospitalization (Expenses before the insured is hospitalized) |
Covered | Not Covered |
| Post-hospitalization (Expenses after discharge from the hospital) |
Covered | Not Covered |
| Day Care Treatment Covered (Day care treatments refers to the treatments that do not necessarily require 24hrs of hospitalization like MRI.) |
Covered | Not Covered |
| Hospital_network (Number of Hospital Network in city) |
14000 | 14000 |
| Organ Donor Expenses (Expenses incurred on organ donor in case of organ transplants) |
Not Covered | Not Covered |
|
Hospital Daily Allowance (Some plans offer daily allowance to take care of expenses like food, etc) |
Not Covered | Available |
| Ambulance Charges (Expenses incurred on ambulance charges) |
Covered | Covered |
|
Maternity Benefits (All Hospitalization cost covered at the time of pregnancy.) |
Not Covered | Not Covered |
| New Born Baby Covered (Newborn babies can be covered under the insurance plan after a certain period) |
Not Covered | Not Available |
| Health Checkup (An added benefit of one time full health checkup of policy holder.) |
Not Covered | Not Covered |
|
Sub Limit (Sub-limit is a monetary capping that applies on specific diseases like cataract) |
Applicable | Not Available |
| Co-pay (Mentioned %, if any is to be borne by Insured and rest will be borne by insurer) |
Applicable | Not Applicable |
| Plan Entry Age | 18 years to 65 Years | 18 years to 70 Years |
| Plan Premium Entry Age and S/A | 4170 | 7847 |
| Plan Waiting Period | 30 | 30 |
| Plan Coverage | - | - |
| Plan Sample Premium | - | - |
| Plan Brochure | Brochure URL | Brochure URL |
| Policy Term | 1 year | 1/2/3 Year |
| ICU Charges | Covered | Not Covered |
| Covid-19 Treatment | Covered | Covered |
| Cataract | Covered | Not Covered |
| Automatic Restoration | Not Covered | Not Applicable |
| Ayush Treatment | Covered | Not Covered |
| Modern Treatment | Not Covered | Not Covered |
| E Consultation | Not Covered | Not Covered |
| Air Ambulance | Not Coverage | Not Covered |
| Global Coverage | Not Covered | Not Covered |
| Claim Ratio | 99.06 | 99.06 |
| Solvency Ratio | 2.21 | 2.21 |
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Star Health Insurance Plan Detailed Review Star Health Insurance Plan Detailed Review |
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