Extra Care Policy vs Tata Aig Group Emi Protect Plan Health Insurance Plan 2026

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Bajaj General Extra Care is a top-up health insurance policy, providing an additional layer of financial protection when a base health plan's sum insured is exhausted by accidents or major illnesses. It extends coverage to pre and post-hospitalization exp

PLAN DETAILS

Extra Care Policy

Tata Aig Group Emi Protect Plan

Product Type	Top Up and Super Top Up	Critical Illness Health Insurance
Key Features (Key features of the plan)	Pre & post-hospitalization cover In-house claim settlement Ambulance cover	In-patient hospitalization Critical illness cover Personal accident cover
OPD Details (In some policies, OPD (Out patient department) expenses are also covered.)	-	-
Room Rent (A limit of room rent cover during hospitalization if any)	-	-
Domicillary Hospitalization (It is the expenses incurred on treatment of the patient at home)	-	-
Pre-hospitalization (Expenses before the insured is hospitalized)	-	-
Post-hospitalization (Expenses after discharge from the hospital)	-	-
Day Care Treatment Covered (Day care treatments refers to the treatments that do not necessarily require 24hrs of hospitalization like MRI.)	-	-
Hospital_network (Number of Hospital Network in city)	18400	11000
Organ Donor Expenses (Expenses incurred on organ donor in case of organ transplants)	-	-
Hospital Daily Allowance (Some plans offer daily allowance to take care of expenses like food, etc)	-	-
Ambulance Charges (Expenses incurred on ambulance charges)	-	-
Maternity Benefits (All Hospitalization cost covered at the time of pregnancy.)	-	-
New Born Baby Covered (Newborn babies can be covered under the insurance plan after a certain period)	-	-
Health Checkup (An added benefit of one time full health checkup of policy holder.)	-	-
Sub Limit (Sub-limit is a monetary capping that applies on specific diseases like cataract)	-	-
Co-pay (Mentioned %, if any is to be borne by Insured and rest will be borne by insurer)	-	-
Plan Entry Age	Child: 3 months - 25 years, Adult: 18-70 years	18 Years
Plan Waiting Period	30	30
Plan Coverage	-	-
Plan Sample Premium	NA	2,500
Plan Brochure	Brochure URL	Brochure URL
Policy Term	1, 2, 3 Years	1 Year
ICU Charges	-	-
Covid-19 Treatment	-	-
Cataract	-	-
Automatic Restoration	-	-
Ayush Treatment	-	-
Modern Treatment	-	-
E Consultation	-	-
Air Ambulance	-	-
Global Coverage	-	-
Claim Ratio	99.23	-
Solvency Ratio	3.25	1.81

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