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Tata Aig Elder Care Plan
22640
VS
Tata Aig Group Emi Protect Plan
2,500
Trusted Naam, Fantastic Kaam! Choose all-around care for your health with the Tata AIG Elder Care plan.
Tata AIG Elder Care is tailored to offer high-end health coverage benefits that include in-patient hospitalization, treatment, preventive health check-ups, daycare procedures, AYUSH treatment, ambulance services, diagnostic tests, medical second opinion, and much more. Additionally, you need to know that this health plan has distinct coverage benefits based on the zone or city where the proposer resides. Hereafter, the value of the sum insured and payable premiums also vary.
On this page, we've discussed the benefits, eligibility criteria, coverage specifications, exclusions, and other details of the Tata AIG Elder Care plan.
Buying Tata AIG Elder Care health insurance requires some preliminary tests that justify the senior's authority over the policy. Here is a list of the tests that an individual from the age of 61 years and above needs to go through to buy this plan:
| Age of the proposer (in years) | Preliminary tests required |
|---|---|
| 61-70 Years | Medical Examination Report, Complete Blood Count and Erythrocyte Sedimentation Rate, Haemoglobin A1C, Lipid Prole, Serum Creatinine, Serum Glutamic Oxaloacetic Transaminase, Serum Glutamic Pyruvic Transaminase, Urine Routine, Electrocardiogram |
| 71 Years & above | Medical Examination Report, Complete Blood Count and Erythrocyte Sedimentation Rate, Haemoglobin A1C, Lipid Prole, Serum Creatinine, Serum Glutamic Oxaloacetic Transaminase, Serum Glutamic Pyruvic Transaminase, Urine Routine, Electrocardiogram, 2D Echo Cardiogram, Ultra-Sonography |
Note: i) These tests are independent of the chance where the aged proposer has a pre-existing critical condition/s. In such cases, there might be some other pre-policy medical check-ups to be done.
Note: ii) At least 50% of the charges for all these preliminary tests would be paid by the insurer, given that the policy proposal is accepted.
| PLAN DETAILS |
Tata Aig Elder Care Plan |
Tata Aig Group Emi Protect Plan |
| Premium Including GST | ||
| Product Type | Senior Citizen Health Insurance | Critical Illness Health Insurance |
| Key Features (Key features of the plan) |
|
|
| OPD Details (In some policies, OPD (Out patient department) expenses are also covered.) |
Covered | - |
|
Room Rent (A limit of room rent cover during hospitalization if any) |
Covered | - |
| Domicillary Hospitalization (It is the expenses incurred on treatment of the patient at home) |
Covered | - |
| Pre-hospitalization (Expenses before the insured is hospitalized) |
Covered | - |
| Post-hospitalization (Expenses after discharge from the hospital) |
Covered | - |
| Day Care Treatment Covered (Day care treatments refers to the treatments that do not necessarily require 24hrs of hospitalization like MRI.) |
Covered | - |
| Hospital_network (Number of Hospital Network in city) |
11000 | 11000 |
| Organ Donor Expenses (Expenses incurred on organ donor in case of organ transplants) |
Not Covered | - |
|
Hospital Daily Allowance (Some plans offer daily allowance to take care of expenses like food, etc) |
Not Covered | - |
| Ambulance Charges (Expenses incurred on ambulance charges) |
Covered | - |
|
Maternity Benefits (All Hospitalization cost covered at the time of pregnancy.) |
Not Covered | - |
| New Born Baby Covered (Newborn babies can be covered under the insurance plan after a certain period) |
Not Covered | - |
| Health Checkup (An added benefit of one time full health checkup of policy holder.) |
Covered | - |
|
Sub Limit (Sub-limit is a monetary capping that applies on specific diseases like cataract) |
Covered | - |
| Co-pay (Mentioned %, if any is to be borne by Insured and rest will be borne by insurer) |
Covered | - |
| Plan Entry Age | 61 - 85 years | 18 Years |
| Plan Premium Entry Age and S/A | 22,640 | 2,500 |
| Plan Waiting Period | 30 | 30 |
| Plan Coverage | - | - |
| Plan Sample Premium | 22640 | 2,500 |
| Plan Brochure | Brochure URL | Brochure URL |
| Policy Term | 1, 2, 3 Years | 1 Year |
| ICU Charges | Not Covered | - |
| Covid-19 Treatment | Covered | - |
| Cataract | Covered | - |
| Automatic Restoration | Not Covered | - |
| Ayush Treatment | Covered | - |
| Modern Treatment | Not Covered | - |
| E Consultation | Covered | - |
| Air Ambulance | Covered | - |
| Global Coverage | Not Covered | - |
| Claim Ratio | - | - |
| Solvency Ratio | 1.81 | 1.81 |
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