Tata Aig Accident Shield Policy vs Tata Aig Group Emi Protect Plan Health Insurance Plan 2026 | PolicyX

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Have you considered staying prepared against adversity with the TATA AIG Accident Shield policy?

Tata AIG Accident Shield policy is an additional layer of protection that offers multiple insurance benefits. These covers include:

  • Accidental death
  • Permanent total disability
  • Permanent partial disability
  • Disappearance of the insured person (in an accident)
  • Child's education aid (in case of accidental death or PTD)

Read on to know more about the eligibility criteria, coverage benefits, and exclusions of the Tata AIG Accident Shield plan. You can also reach out to the health insurance experts at PolicyX.com for more insights.

Eligibility Criteria of Tata AIG Accident Shield Policy

Entry Age 6 Months - 65 Years
Sum Insured NA
Plan Type Accident
Policy Term 1/2/3 Years
Initial Waiting Period 30 Days*
PLAN DETAILS

Tata Aig Accident Shield Policy

Tata Aig Group Emi Protect Plan

Product Type Accident Health Insurance Critical Illness Health Insurance
Key Features
(Key features of the plan)
  • Lifelong renewability
  • Children’s educational grant
  • 30 days grace period
  • In-patient hospitalization
  • Critical illness cover
  • Personal accident cover
OPD Details
(In some policies, OPD (Out patient department) expenses are also covered.)
- -
Room Rent
(A limit of room rent cover during hospitalization if any)
- -
Domicillary Hospitalization
(It is the expenses incurred on treatment of the patient at home)
- -
Pre-hospitalization
(Expenses before the insured is hospitalized)
- -
Post-hospitalization
(Expenses after discharge from the hospital)
- -
Day Care Treatment Covered
(Day care treatments refers to the treatments that do not necessarily require 24hrs of hospitalization like MRI.)
- -
Hospital_network
(Number of Hospital Network in city)
11000 11000
Organ Donor Expenses
(Expenses incurred on organ donor in case of organ transplants)
- -
Hospital Daily Allowance
(Some plans offer daily allowance to take care of expenses like food, etc)
- -
Ambulance Charges
(Expenses incurred on ambulance charges)
- -
Maternity Benefits
(All Hospitalization cost covered at the time of pregnancy.)
- -
New Born Baby Covered
(Newborn babies can be covered under the insurance plan after a certain period)
- -
Health Checkup
(An added benefit of one time full health checkup of policy holder.)
- -
Sub Limit
(Sub-limit is a monetary capping that applies on specific diseases like cataract)
- -
Co-pay
(Mentioned %, if any is to be borne by Insured and rest will be borne by insurer)
- -
Plan Entry Age 6 Months - 65 Years 18 Years
Plan Premium Entry Age and S/A 1200 2,500
Plan Waiting Period NA 30
Plan Coverage - -
Plan Sample Premium N/A 2,500
Plan Brochure Brochure URL Brochure URL
Policy Term 1,2,3 Years 1 Year
ICU Charges - -
Covid-19 Treatment - -
Cataract - -
Automatic Restoration - -
Ayush Treatment - -
Modern Treatment - -
E Consultation - -
Air Ambulance - -
Global Coverage - -
Claim Ratio - -
Solvency Ratio 1.81 1.81

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