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Tata Aig Accident Shield Policy vs Zuno Covid Healthcare Insurance

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Have you considered staying prepared against adversity with the TATA AIG Accident Shield policy?

Tata AIG Accident Shield policy is an additional layer of protection for you that offers multiple insurance benefits. These covers include:

  • Accidental death
  • Permanent total disability
  • Permanent partial disability
  • Disappearance of the insured person (in an accident)
  • Child's education aid (in case of accidental death or PTD)

We've discussed more of the eligibility criteria, the specifications of coverage benefits, and exclusions of the Tata AIG Accident Shield plan, etc. Furthermore, read on to know more about this insurance policy or reach out to the health insurance experts of PolicyX.com to get more insights on the same.

Eligibility criteria of Tata AIG Accident Shield Policy

Entry Age 6 Months - 65 Years
Sum Insured NA
Plan Type Accident
Policy Term 1/2/3 Years
Initial Waiting Period 30 Days*
PLAN DETAILS

Tata Aig Accident Shield Policy


Zuno Covid Healthcare Insurance

Premium Including GST
Product Type Accident Health Insurance Individual and Family Health Insurance
Key Features
(Key features of the plan)
  • Lifelong renewability
  • Children’s educational grant
  • 30 days grace period
  • Explore Zuno Covid Plans
  • Benefits Of Zuno Covid Care
  • Inclusions and Exclusions
OPD Details
(In some policies, OPD (Out patient department) expenses are also covered.)
- Not Covered
Room Rent
(A limit of room rent cover during hospitalization if any)
- Covered
Domicillary Hospitalization
(It is the expenses incurred on treatment of the patient at home)
- Covered
Pre-hospitalization
(Expenses before the insured is hospitalized)
- Covered
Post-hospitalization
(Expenses after discharge from the hospital)
- Covered
Day Care Treatment Covered
(Day care treatments refers to the treatments that do not necessarily require 24hrs of hospitalization like MRI.)
- Covered
Hospital_network
(Number of Hospital Network in city)
11000 10000
Organ Donor Expenses
(Expenses incurred on organ donor in case of organ transplants)
- Not Covered
Hospital Daily Allowance
(Some plans offer daily allowance to take care of expenses like food, etc)
- Covered
Ambulance Charges
(Expenses incurred on ambulance charges)
- Covered
Maternity Benefits
(All Hospitalization cost covered at the time of pregnancy.)
- Not Covered
New Born Baby Covered
(Newborn babies can be covered under the insurance plan after a certain period)
- Not Covered
Health Checkup
(An added benefit of one time full health checkup of policy holder.)
- Not Covered
Sub Limit
(Sub-limit is a monetary capping that applies on specific diseases like cataract)
- Not Available
Co-pay
(Mentioned %, if any is to be borne by Insured and rest will be borne by insurer)
- Not Available
Plan Entry Age 6 Months - 65 Years Min entry age - 18 Years, Max entry age - 65 Years
Plan Premium Entry Age and S/A 1200 4,200
Plan Waiting Period NA 15
Plan Coverage - Covid hospitalization cover, home care treatment, pre post expenses, cashless treatment
Plan Sample Premium N/A 4,200
Plan Brochure Brochure URL Brochure URL
Policy Term 1,2,3 Years 3.5, 6.5, 9.5
ICU Charges - Covered
Covid-19 Treatment - Covered
Cataract - Covered
Automatic Restoration - Not Covered
Ayush Treatment - Covered
Modern Treatment - Not Covered
E Consultation - Not Covered
Air Ambulance - Not Covered
Global Coverage - Not Covered
Claim Ratio - 98.54
Solvency Ratio 1.81 1.97

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