Buy Policy in 2 mins
With expert guidance
2 lakh+ Customers
Real-time Reviews
Free Comparison
Easy & Efficient
Google Ratings (2500+)
11+ Years
IRDAI Approved
5M+
Quotes Generated
100K+
Happy Customers
The Niva Bupa GoActive plan offers exclusive features to meet all your health insurance needs.
Hospitalizations can occur unexpectedly, and owning health insurance provides financial security, especially when it's too late to buy it. It is advisable to purchase health insurance at a younger age, ideally in your 20s or 30s. The Niva Bupa GoActive health plan offers an 'Early Age AdvantAGE' benefit, providing renewal discounts for those who purchase the policy at a younger age.
The Niva Bupa GoActive plan is a comprehensive health insurance policy available on an individual or family floater basis. It covers various aspects, including hospitalization expenses, alternative treatments, and home healthcare. Additionally, it includes a behavioral assistance program and personal health check-ups. The family floater option provides complete coverage for your family members.
| PLAN DETAILS |
Max Bupa Go Activa Plan |
Zuno Covid Healthcare Insurance |
| Product Type | Individual and Family Health Insurance | Individual and Family Health Insurance |
| Key Features (Key features of the plan) |
|
|
| OPD Details (In some policies, OPD (Out patient department) expenses are also covered.) |
Covered | Not Covered |
|
Room Rent (A limit of room rent cover during hospitalization if any) |
Covered | Covered |
| Domicillary Hospitalization (It is the expenses incurred on treatment of the patient at home) |
Covered | Covered |
| Pre-hospitalization (Expenses before the insured is hospitalized) |
Covered | Covered |
| Post-hospitalization (Expenses after discharge from the hospital) |
Covered | Covered |
| Day Care Treatment Covered (Day care treatments refers to the treatments that do not necessarily require 24hrs of hospitalization like MRI.) |
Covered | Covered |
| Hospital_network (Number of Hospital Network in city) |
10000 | 10000 |
| Organ Donor Expenses (Expenses incurred on organ donor in case of organ transplants) |
Covered | Not Covered |
|
Hospital Daily Allowance (Some plans offer daily allowance to take care of expenses like food, etc) |
Not Covered | Covered |
| Ambulance Charges (Expenses incurred on ambulance charges) |
Covered | Covered |
|
Maternity Benefits (All Hospitalization cost covered at the time of pregnancy.) |
Not Covered | Not Covered |
| New Born Baby Covered (Newborn babies can be covered under the insurance plan after a certain period) |
Not Covered | Not Covered |
| Health Checkup (An added benefit of one time full health checkup of policy holder.) |
Covered | Not Covered |
|
Sub Limit (Sub-limit is a monetary capping that applies on specific diseases like cataract) |
Covered | Not Available |
| Co-pay (Mentioned %, if any is to be borne by Insured and rest will be borne by insurer) |
Covered | Not Available |
| Plan Entry Age | 91 days to 65 years | Min entry age - 18 Years, Max entry age - 65 Years |
| Plan Premium Entry Age and S/A | 13352 | 4,200 |
| Plan Waiting Period | 30 days | 15 |
| Plan Coverage | - | Covid hospitalization cover, home care treatment, pre and post hospitalization expenses, cashless treatment |
| Plan Sample Premium | 13352 | 4,200 |
| Plan Brochure | Brochure URL | Brochure URL |
| Policy Term | 1 year | 3.5, 6.5, 9.5 |
| ICU Charges | Covered | Covered |
| Covid-19 Treatment | Covered | Covered |
| Cataract | Covered | Covered |
| Automatic Restoration | Covered | Not Covered |
| Ayush Treatment | Not Covered | Covered |
| Modern Treatment | Covered | Not Covered |
| E Consultation | Covered | Not Covered |
| Air Ambulance | Not Covered | Not Covered |
| Global Coverage | Covered | Not Covered |
| Claim Ratio | 94.4 | 98.54 |
| Solvency Ratio | 3.03 | 1.97 |
ChatGPT
Claude
Perplexity