Bajaj Criti Care Illness Plan vs Zuno Covid Healthcare Insurance Health Insurance Plan 2026 | PolicyX

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Bajaj General Critical Illness plans offer a multitude of benefits, protecting the insured from life-threatening critical diseases. These plans include a variety of sum insured options and supplementary benefits.

Bajaj General Critical Illness provides coverage for 43 critical illnesses. The insurer also offers a unique plan for women that covers women-specific critical illnesses. The sum insured under Bajaj General Critical Illness varies from INR 1 Lakh to 50 Lakh.

Bajaj General Critical Illness Insurance offers protection for conditions such as Cancer Care, Cardiovascular Care, Kidney Care, Neuro Care, Transplant Care, and Sensory Organ Care.

PLAN DETAILS

Bajaj Criti Care Illness Plan

Zuno Covid Healthcare Insurance

Product Type Individual Individual and Family Health Insurance
Key Features
(Key features of the plan)
  • 43 CI Cover
  • All-Stage Cancer Cover
  • Physiotherapy Care
  • Explore Zuno Covid Plans
  • Benefits Of Zuno Covid Care
  • Inclusions and Exclusions
OPD Details
(In some policies, OPD (Out patient department) expenses are also covered.)
Not Covered Not Covered
Room Rent
(A limit of room rent cover during hospitalization if any)
Not Covered Covered
Domicillary Hospitalization
(It is the expenses incurred on treatment of the patient at home)
Not Covered Covered
Pre-hospitalization
(Expenses before the insured is hospitalized)
Not Covered Covered
Post-hospitalization
(Expenses after discharge from the hospital)
Not Covered Covered
Day Care Treatment Covered
(Day care treatments refers to the treatments that do not necessarily require 24hrs of hospitalization like MRI.)
Not Covered Covered
Hospital_network
(Number of Hospital Network in city)
18400 10000
Organ Donor Expenses
(Expenses incurred on organ donor in case of organ transplants)
Covered Not Covered
Hospital Daily Allowance
(Some plans offer daily allowance to take care of expenses like food, etc)
Not Covered Covered
Ambulance Charges
(Expenses incurred on ambulance charges)
Not Covered Covered
Maternity Benefits
(All Hospitalization cost covered at the time of pregnancy.)
Not Covered Not Covered
New Born Baby Covered
(Newborn babies can be covered under the insurance plan after a certain period)
Not Covered Not Covered
Health Checkup
(An added benefit of one time full health checkup of policy holder.)
Not Covered Not Covered
Sub Limit
(Sub-limit is a monetary capping that applies on specific diseases like cataract)
Not Covered Not Available
Co-pay
(Mentioned %, if any is to be borne by Insured and rest will be borne by insurer)
Not Covered Not Available
Plan Entry Age 18 to 65 Years Min entry age - 18 Years, Max entry age - 65 Years
Plan Premium Entry Age and S/A 3284 4,200
Plan Waiting Period 80/120 Days 15
Plan Coverage Cancer treatment (early & advanced stages), Heart-related illnesses (heart attack, CABG), Kidney failure & transplant, Stroke and major neurological disorders, Lump sum payout on diagnosis Covid hospitalization cover, home care treatment, pre and post hospitalization expenses, cashless treatment
Plan Sample Premium 1280 4,200
Plan Brochure Brochure URL Brochure URL
Policy Term 1/ 2/ 3 Years 3.5, 6.5, 9.5
ICU Charges Not Covered Covered
Covid-19 Treatment Covered Covered
Cataract Covered Covered
Automatic Restoration Not Covered Not Covered
Ayush Treatment Not Covered Covered
Modern Treatment Not Covered Not Covered
E Consultation Not Covered Not Covered
Air Ambulance Not Covered Not Covered
Global Coverage Not Covered Not Covered
Claim Ratio 99.23 98.54
Solvency Ratio 3.25 1.97

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