Family Floater Mediclaim Policy vs Bajaj Criti Care Illness Plan Health Insurance Plan 2026 | PolicyX

Google Ratings (2500+)

★★★★

11+ Years

IRDAI Approved

5M+

Quotes Generated

100K+

Happy Customers

PolicyX is one of India's leading digital insurance platform

Know More About Plans

New India Floater Mediclaim by New India Assurance is among the well-recognized insurance plans when opting for comprehensive New India Health Insurance for yourself and your loved ones. With 3 optional covers and a multitude of benefits, New India Floater Mediclaim is among the ideal health insurance plans. New India Floater Mediclaim Policy offers facilities like cumulative bonus, over 100+ daycare procedures, AYUSH treatments, Critical Care benefits, and more. The plan covers individuals between 18 to 65 years, as well as dependent children from 3 months to 65 years, with sum insured options ranging from 2 to 15 lakhs.

PLAN DETAILS

Family Floater Mediclaim Policy

Bajaj Criti Care Illness Plan

Product Type Family Individual
Key Features
(Key features of the plan)
  • Optional Cover Benefits
  • Crit-Care Available
  • Avail Family Discounts
  • 43 CI Cover
  • All-Stage Cancer Cover
  • Physiotherapy Care
OPD Details
(In some policies, OPD (Out patient department) expenses are also covered.)
Not Covered Not Covered
Room Rent
(A limit of room rent cover during hospitalization if any)
Covered Not Covered
Domicillary Hospitalization
(It is the expenses incurred on treatment of the patient at home)
Not Covered Not Covered
Pre-hospitalization
(Expenses before the insured is hospitalized)
Covered Not Covered
Post-hospitalization
(Expenses after discharge from the hospital)
Covered Not Covered
Day Care Treatment Covered
(Day care treatments refers to the treatments that do not necessarily require 24hrs of hospitalization like MRI.)
Covered Not Covered
Hospital_network
(Number of Hospital Network in city)
3000 18400
Organ Donor Expenses
(Expenses incurred on organ donor in case of organ transplants)
Covered Covered
Hospital Daily Allowance
(Some plans offer daily allowance to take care of expenses like food, etc)
Covered Not Covered
Ambulance Charges
(Expenses incurred on ambulance charges)
Covered Not Covered
Maternity Benefits
(All Hospitalization cost covered at the time of pregnancy.)
Covered Not Covered
New Born Baby Covered
(Newborn babies can be covered under the insurance plan after a certain period)
Covered Not Covered
Health Checkup
(An added benefit of one time full health checkup of policy holder.)
Not Covered Not Covered
Sub Limit
(Sub-limit is a monetary capping that applies on specific diseases like cataract)
Covered Not Covered
Co-pay
(Mentioned %, if any is to be borne by Insured and rest will be borne by insurer)
Covered Not Covered
Plan Entry Age 18 to 65 Years 18 to 65 Years
Plan Premium Entry Age and S/A 2,636 3284
Plan Waiting Period 30 80/120 Days
Plan Coverage - Cancer treatment (early & advanced stages), Heart-related illnesses (heart attack, CABG), Kidney failure & transplant, Stroke and major neurological disorders, Lump sum payout on diagnosis
Plan Sample Premium 2,636 1280
Plan Brochure Brochure URL Brochure URL
Policy Term 1,2,3 Years 1/ 2/ 3 Years
ICU Charges Covered Not Covered
Covid-19 Treatment Covered Covered
Cataract Covered Covered
Automatic Restoration Not Covered Not Covered
Ayush Treatment Covered Not Covered
Modern Treatment Covered Not Covered
E Consultation Not Covered Not Covered
Air Ambulance Not Covered Not Covered
Global Coverage Not Covered Not Covered
Claim Ratio 90.73 99.23
Solvency Ratio 1.91 3.25
Recommended Videos
New India Health Insurance

New India Health Insurance

Compare with Other Plans

Health Insurance Companies

Finding a reliable insurance company is as critical as purchasing suitable medical insurance plans to avail of all the expected benefits of the policy. Here are the 28 most trusted health insurance providers in India.

Health Insurance Articles

●  Free Expert Advice

Talk to India's Top Insurance Advisor

Get personalised guidance from IRDAI-certified experts — zero cost, zero spam. Our advisors help 1M+ Indians choose the right plan every year.

📞 Call Free