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Bajaj General Critical Illness plans provide a multitude of benefits that protect the insured from life-threatening critical diseases. The numerous critical illness plans offered by Bajaj General Health Insurance include a variety of sum insured options as well as supplementary benefits.
Bajaj General Critical Illness provides coverage for 43 main critical illnesses. The insurer also offers a unique plan for women that covers women-specific critical illnesses. The sum insured offered under Bajaj General critical illness varies from INR 1 Lac to 50 Lac.
Bajaj General Critical Illness Insurance offers protection such as Cancer Care, Cardiovascular Care, Kidney Care, Neuro Care,Transplants care and sensory organ care
| PLAN DETAILS |
Bajaj Criti Care Illness Plan |
Criticare Plan |
| Premium Including GST | ||
| Product Type | Individual | Critical Illness Health Insurance |
| Key Features (Key features of the plan) |
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| OPD Details (In some policies, OPD (Out patient department) expenses are also covered.) |
Not Covered | Covered |
|
Room Rent (A limit of room rent cover during hospitalization if any) |
Not Covered | Covered |
| Domicillary Hospitalization (It is the expenses incurred on treatment of the patient at home) |
Not Covered | Covered |
| Pre-hospitalization (Expenses before the insured is hospitalized) |
Not Covered | Covered |
| Post-hospitalization (Expenses after discharge from the hospital) |
Not Covered | Covered |
| Day Care Treatment Covered (Day care treatments refers to the treatments that do not necessarily require 24hrs of hospitalization like MRI.) |
Not Covered | Covered |
| Hospital_network (Number of Hospital Network in city) |
18400 | 10000 |
| Organ Donor Expenses (Expenses incurred on organ donor in case of organ transplants) |
Covered | Not Covered |
|
Hospital Daily Allowance (Some plans offer daily allowance to take care of expenses like food, etc) |
Not Covered | Covered |
| Ambulance Charges (Expenses incurred on ambulance charges) |
Not Covered | Covered |
|
Maternity Benefits (All Hospitalization cost covered at the time of pregnancy.) |
Not Covered | Not Covered |
| New Born Baby Covered (Newborn babies can be covered under the insurance plan after a certain period) |
Not Covered | Not Covered |
| Health Checkup (An added benefit of one time full health checkup of policy holder.) |
Not Covered | Covered |
|
Sub Limit (Sub-limit is a monetary capping that applies on specific diseases like cataract) |
Not Covered | Not Covered |
| Co-pay (Mentioned %, if any is to be borne by Insured and rest will be borne by insurer) |
Not Covered | Not Covered |
| Plan Entry Age | 18 to 65 Years | Adults - 18 -65 years |
| Plan Premium Entry Age and S/A | 3284 | 17,765 |
| Plan Waiting Period | 80/120 Days | 90 days to 4 years |
| Plan Coverage | Cancer treatment (early & advanced stages), Heart-related illnesses (heart attack, CABG), Kidney failure & transplant, Stroke and major neurological disorders, Lump sum payout on diagnosis | AccidentCare cover, CritiCare cover, HospiCash cover |
| Plan Sample Premium | 1280 | 17,765 |
| Plan Brochure | Brochure URL | Brochure URL |
| Policy Term | 1/ 2/ 3 Years | 1 year, 2 year, 3 years |
| ICU Charges | Not Covered | Covered |
| Covid-19 Treatment | Covered | Not Covered |
| Cataract | Covered | Covered |
| Automatic Restoration | Not Covered | Not Covered |
| Ayush Treatment | Not Covered | Not Covered |
| Modern Treatment | Not Covered | Not Covered |
| E Consultation | Not Covered | Not Covered |
| Air Ambulance | Not Covered | Not Covered |
| Global Coverage | Not Covered | Not Covered |
| Claim Ratio | 99.23 | 98 |
| Solvency Ratio | 3.25 | 3.03 |
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Niva Bupa Health Insurance Plan Detailed Review |
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