Bajaj Criti Care Illness Plan vs Hospi Care Insurance Policy Health Insurance Plan 2026 | PolicyX

Google Ratings (2500+)

★★★★

11+ Years

IRDAI Approved

5M+

Quotes Generated

100K+

Happy Customers

PolicyX is one of India's leading digital insurance platform

Know More About Plans

Bajaj General Critical Illness plans offer a multitude of benefits, protecting the insured from life-threatening critical diseases. These plans include a variety of sum insured options and supplementary benefits.

Bajaj General Critical Illness provides coverage for 43 critical illnesses. The insurer also offers a unique plan for women that covers women-specific critical illnesses. The sum insured under Bajaj General Critical Illness varies from INR 1 Lakh to 50 Lakh.

Bajaj General Critical Illness Insurance offers protection for conditions such as Cancer Care, Cardiovascular Care, Kidney Care, Neuro Care, Transplant Care, and Sensory Organ Care.

PLAN DETAILS

Bajaj Criti Care Illness Plan

Hospi Care Insurance Policy

Product Type Individual Individual
Key Features
(Key features of the plan)
  • 43 CI Cover
  • All-Stage Cancer Cover
  • Physiotherapy Care
  • 150+ surgeries cover
  • 140+ daycare cover
  • Lumpsum cash benefits
OPD Details
(In some policies, OPD (Out patient department) expenses are also covered.)
Not Covered -
Room Rent
(A limit of room rent cover during hospitalization if any)
Not Covered -
Domicillary Hospitalization
(It is the expenses incurred on treatment of the patient at home)
Not Covered -
Pre-hospitalization
(Expenses before the insured is hospitalized)
Not Covered -
Post-hospitalization
(Expenses after discharge from the hospital)
Not Covered -
Day Care Treatment Covered
(Day care treatments refers to the treatments that do not necessarily require 24hrs of hospitalization like MRI.)
Not Covered -
Hospital_network
(Number of Hospital Network in city)
18400 9100
Organ Donor Expenses
(Expenses incurred on organ donor in case of organ transplants)
Covered -
Hospital Daily Allowance
(Some plans offer daily allowance to take care of expenses like food, etc)
Not Covered -
Ambulance Charges
(Expenses incurred on ambulance charges)
Not Covered -
Maternity Benefits
(All Hospitalization cost covered at the time of pregnancy.)
Not Covered -
New Born Baby Covered
(Newborn babies can be covered under the insurance plan after a certain period)
Not Covered -
Health Checkup
(An added benefit of one time full health checkup of policy holder.)
Not Covered -
Sub Limit
(Sub-limit is a monetary capping that applies on specific diseases like cataract)
Not Covered -
Co-pay
(Mentioned %, if any is to be borne by Insured and rest will be borne by insurer)
Not Covered -
Plan Entry Age 18 to 65 Years 18 to 65 years
Plan Premium Entry Age and S/A 3284 5,674
Plan Waiting Period 80/120 Days 90
Plan Coverage Cancer treatment (early & advanced stages), Heart-related illnesses (heart attack, CABG), Kidney failure & transplant, Stroke and major neurological disorders, Lump sum payout on diagnosis Individual cover
Plan Sample Premium 1280 NA
Plan Brochure Brochure URL Brochure URL
Policy Term 1/ 2/ 3 Years 1,2,3 years
ICU Charges Not Covered -
Covid-19 Treatment Covered -
Cataract Covered -
Automatic Restoration Not Covered -
Ayush Treatment Not Covered -
Modern Treatment Not Covered -
E Consultation Not Covered -
Air Ambulance Not Covered -
Global Coverage Not Covered -
Claim Ratio 99.23 87.50
Solvency Ratio 3.25 2.35

Compare with Other Plans

Health Insurance Companies

Finding a reliable insurance company is as critical as purchasing suitable medical insurance plans to avail of all the expected benefits of the policy. Here are the 28 most trusted health insurance providers in India.

Health Insurance Articles

●  Free Expert Advice

Talk to India's Top Insurance Advisor

Get personalised guidance from IRDAI-certified experts — zero cost, zero spam. Our advisors help 1M+ Indians choose the right plan every year.

📞 Call Free