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It's not an emergency if you are always prepared!
Reliance Hospi-Care health insurance policy helps you prepare for unforeseen accidents and the uncertainty of a medical emergency. It offers the hospital cash benefits with a lump sum payout for over 150+ listed surgeries, 140+ daycare procedures that might occur due to an accident or an illness, daily hospital cash benefits, and more. The special hospital cash benefit of this policy allows you to recover from surgery without worrying about additional medical expenses.
An important thing to remember is, that only an Indian resident can be insured under the Hopsi-Care Reliance health insurance policy.
This page discusses all the important information about the plan related to its eligibility criteria, specifications and benefits, exclusions, etc. Read further to know about the Hospi-Care policy in detail.
| PLAN DETAILS |
Hospi Care Insurance Policy |
Star Group Health Insurance |
| Premium Including GST | ||
| Product Type | Individual | Group Health Insurance |
| Key Features (Key features of the plan) |
|
|
| OPD Details (In some policies, OPD (Out patient department) expenses are also covered.) |
- | Not Covered |
|
Room Rent (A limit of room rent cover during hospitalization if any) |
- | Covered |
| Domicillary Hospitalization (It is the expenses incurred on treatment of the patient at home) |
- | Not Covered |
| Pre-hospitalization (Expenses before the insured is hospitalized) |
- | Covered |
| Post-hospitalization (Expenses after discharge from the hospital) |
- | Covered |
| Day Care Treatment Covered (Day care treatments refers to the treatments that do not necessarily require 24hrs of hospitalization like MRI.) |
- | Covered |
| Hospital_network (Number of Hospital Network in city) |
9100 | 14000 |
| Organ Donor Expenses (Expenses incurred on organ donor in case of organ transplants) |
- | Not Covered |
|
Hospital Daily Allowance (Some plans offer daily allowance to take care of expenses like food, etc) |
- | Not Covered |
| Ambulance Charges (Expenses incurred on ambulance charges) |
- | Covered |
|
Maternity Benefits (All Hospitalization cost covered at the time of pregnancy.) |
- | Covered |
| New Born Baby Covered (Newborn babies can be covered under the insurance plan after a certain period) |
- | Covered |
| Health Checkup (An added benefit of one time full health checkup of policy holder.) |
- | Not Covered |
|
Sub Limit (Sub-limit is a monetary capping that applies on specific diseases like cataract) |
- | Covered |
| Co-pay (Mentioned %, if any is to be borne by Insured and rest will be borne by insurer) |
- | Not Covered |
| Plan Entry Age | 18 to 65 years | Any age can enter this policy |
| Plan Premium Entry Age and S/A | 5,674 | NA |
| Plan Waiting Period | 90 | Coverage from day 1 |
| Plan Coverage | Individual cover | Group Health |
| Plan Sample Premium | NA | - |
| Plan Brochure | Brochure URL | Brochure URL |
| Policy Term | 1,2,3 years | 1 Year |
| ICU Charges | - | Not Covered |
| Covid-19 Treatment | - | Covered |
| Cataract | - | Covered |
| Automatic Restoration | - | Not Covered |
| Ayush Treatment | - | Covered |
| Modern Treatment | - | Not Covered |
| E Consultation | - | Not Covered |
| Air Ambulance | - | Not Covered |
| Global Coverage | - | Not Covered |
| Claim Ratio | 87.50 | 99.06 |
| Solvency Ratio | 2.35 | 2.21 |