Care Heart Plan vs Hospi Care Insurance Policy Health Insurance Plan 2026 | PolicyX

Google Ratings (2500+)

★★★★

11+ Years

IRDAI Approved

5M+

Quotes Generated

100K+

Happy Customers

PolicyX is one of India's leading digital insurance platform

Know More About Plans

Care Heart is a unique plan launched by Care Health Insurance that provides the flexibility to choose from benefits like active heart health check-ups, OPD care, home care, international second opinion, and more, according to the plan suitable for your needs. Care Health Insurance is designed to serve policyholders in terms of cardiac ailments.

Care Heart Health Insurance is a plan providing a financial safety net for medical emergencies and the freedom to avail quality healthcare in more than 20800+ network hospitals. The Care Heart Health Insurance offers annual health check-ups to monitor medical conditions.

Care Heart Plan offers two optional add-on covers: Home Care and Care Shield.

PLAN DETAILS

Care Heart Plan

Hospi Care Insurance Policy

Product Type Critical Illness Health Insurance Individual
Key Features
(Key features of the plan)
  • Coverage for OPD
  • Home care available
  • International 2nd opinion
  • 150+ surgeries cover
  • 140+ daycare cover
  • Lumpsum cash benefits
OPD Details
(In some policies, OPD (Out patient department) expenses are also covered.)
Covered -
Room Rent
(A limit of room rent cover during hospitalization if any)
Covered -
Domicillary Hospitalization
(It is the expenses incurred on treatment of the patient at home)
Covered -
Pre-hospitalization
(Expenses before the insured is hospitalized)
Covered -
Post-hospitalization
(Expenses after discharge from the hospital)
Covered -
Day Care Treatment Covered
(Day care treatments refers to the treatments that do not necessarily require 24hrs of hospitalization like MRI.)
Covered -
Hospital_network
(Number of Hospital Network in city)
11400+ 9100
Organ Donor Expenses
(Expenses incurred on organ donor in case of organ transplants)
Covered -
Hospital Daily Allowance
(Some plans offer daily allowance to take care of expenses like food, etc)
Not Covered -
Ambulance Charges
(Expenses incurred on ambulance charges)
Covered -
Maternity Benefits
(All Hospitalization cost covered at the time of pregnancy.)
Not Covered -
New Born Baby Covered
(Newborn babies can be covered under the insurance plan after a certain period)
Not Covered -
Health Checkup
(An added benefit of one time full health checkup of policy holder.)
Covered -
Sub Limit
(Sub-limit is a monetary capping that applies on specific diseases like cataract)
Covered -
Co-pay
(Mentioned %, if any is to be borne by Insured and rest will be borne by insurer)
Covered -
Plan Entry Age Min-18 Years, Max-Lifelong 18 to 65 years
Plan Premium Entry Age and S/A 13,233 5,674
Plan Waiting Period 30 90
Plan Coverage In-patient hospitalization, pre (30 days) & post (60 days) hospitalization, daycare procedures, domiciliary hospitalization, AYUSH treatment, ambulance cover, cardiac check-ups, global cover (higher SI), air ambulance, OPD (add-on) Individual cover
Plan Sample Premium 13,233 NA
Plan Brochure Brochure URL Brochure URL
Policy Term 1, 2, 3 Years 1,2,3 years
ICU Charges Covered -
Covid-19 Treatment Covered -
Cataract Covered -
Automatic Restoration Covered -
Ayush Treatment Covered -
Modern Treatment Not Covered -
E Consultation Not Covered -
Air Ambulance Not Covered -
Global Coverage Not Covered -
Claim Ratio 97 87.50
Solvency Ratio 1.74 2.35
Recommended Videos
Care Health Insurance Plan Detailed Review

Care Health Insurance Plan Detailed Review

Compare with Other Plans

Health Insurance Companies

Finding a reliable insurance company is as critical as purchasing suitable medical insurance plans to avail of all the expected benefits of the policy. Here are the 28 most trusted health insurance providers in India.

Health Insurance Articles

●  Free Expert Advice

Talk to India's Top Insurance Advisor

Get personalised guidance from IRDAI-certified experts — zero cost, zero spam. Our advisors help 1M+ Indians choose the right plan every year.

📞 Call Free