Niva Bupa Reassure 2.0 Bronze Plan vs Hospi Care Insurance Policy Health Insurance Plan 2026 | PolicyX

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Niva Bupa Reassure 2.0 offers coverage for medical emergencies. Under this plan, you will get a sum insured of up to ₹1 Crore at a very reasonable premium price. Initially, the plan offered two variants, Titanium+ and Platinum+, with additional variants introduced later.

Explore the features of Niva Bupa ReAssure 2.0 below.

Niva Bupa Reassure 2.0 currently offers five variants:

  • Platinum+ - Carry forward unused sum insured up to 5x of base coverage.
  • Titanium+ - Carry forward unused sum insured up to 10x of base coverage.
  • Bronze+ - Carry forward unused sum insured up to 3 times the base cover, and get hospitalization coverage for 2 hours or more.
  • Gold - Carry forward unused sum insured up to 10 times the base cover.
  • Bronze - Carry forward unused sum insured for 3 times the base sum insured.

This plan is suitable for families, including those with up to 6 members. Read on to understand the plan's benefits.

PLAN DETAILS

Niva Bupa Reassure 2.0 Bronze Plan

Hospi Care Insurance Policy

Product Type Individual and Family Health Insurance Individual
Key Features
(Key features of the plan)
  • High Sum Insured
  • Lock Your Premiums
  • Booster+ Benefit
  • 150+ surgeries cover
  • 140+ daycare cover
  • Lumpsum cash benefits
OPD Details
(In some policies, OPD (Out patient department) expenses are also covered.)
Covered -
Room Rent
(A limit of room rent cover during hospitalization if any)
Covered -
Domicillary Hospitalization
(It is the expenses incurred on treatment of the patient at home)
Covered -
Pre-hospitalization
(Expenses before the insured is hospitalized)
Covered -
Post-hospitalization
(Expenses after discharge from the hospital)
Covered -
Day Care Treatment Covered
(Day care treatments refers to the treatments that do not necessarily require 24hrs of hospitalization like MRI.)
Covered -
Hospital_network
(Number of Hospital Network in city)
10000 9100
Organ Donor Expenses
(Expenses incurred on organ donor in case of organ transplants)
Covered -
Hospital Daily Allowance
(Some plans offer daily allowance to take care of expenses like food, etc)
Covered -
Ambulance Charges
(Expenses incurred on ambulance charges)
Covered -
Maternity Benefits
(All Hospitalization cost covered at the time of pregnancy.)
Not Covered -
New Born Baby Covered
(Newborn babies can be covered under the insurance plan after a certain period)
Not Covered -
Health Checkup
(An added benefit of one time full health checkup of policy holder.)
Covered -
Sub Limit
(Sub-limit is a monetary capping that applies on specific diseases like cataract)
Applicable -
Co-pay
(Mentioned %, if any is to be borne by Insured and rest will be borne by insurer)
Applicable -
Plan Entry Age 18 to 99 years 18 to 65 years
Plan Premium Entry Age and S/A 1581 5,674
Plan Waiting Period 30 90
Plan Coverage Inpatient hospitalization expenses, Pre & post-hospitalization cover, Day care procedures, Domiciliary (home) treatment, Organ donor expenses Individual cover
Plan Sample Premium 1581 NA
Plan Brochure Brochure URL Brochure URL
Policy Term 1 Year 1,2,3 years
ICU Charges Covered -
Covid-19 Treatment Covered -
Cataract Covered -
Automatic Restoration Covered -
Ayush Treatment Covered -
Modern Treatment Covered -
E Consultation Covered -
Air Ambulance Covered -
Global Coverage Not Covered -
Claim Ratio 94.4 87.50
Solvency Ratio 3.03 2.35
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Niva Bupa REASSURE 2.0 Detailed Review 2023

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