Niva Bupa Reassure 2.0 Bronze Plan vs Bajaj Health Guard Plan Health Insurance Plan 2026 | PolicyX

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Niva Bupa Reassure 2.0 offers coverage for medical emergencies. Under this plan, you will get a sum insured of up to ₹1 Crore at a very reasonable premium price. Initially, the plan offered two variants, Titanium+ and Platinum+, with additional variants introduced later.

Explore the features of Niva Bupa ReAssure 2.0 below.

Niva Bupa Reassure 2.0 currently offers five variants:

  • Platinum+ - Carry forward unused sum insured up to 5x of base coverage.
  • Titanium+ - Carry forward unused sum insured up to 10x of base coverage.
  • Bronze+ - Carry forward unused sum insured up to 3 times the base cover, and get hospitalization coverage for 2 hours or more.
  • Gold - Carry forward unused sum insured up to 10 times the base cover.
  • Bronze - Carry forward unused sum insured for 3 times the base sum insured.

This plan is suitable for families, including those with up to 6 members. Read on to understand the plan's benefits.

PLAN DETAILS

Niva Bupa Reassure 2.0 Bronze Plan

Bajaj Health Guard Plan

Product Type Individual and Family Health Insurance Individual and Family Health Insurance
Key Features
(Key features of the plan)
  • High Sum Insured
  • Lock Your Premiums
  • Booster+ Benefit
  • About Health Guard Variants
  • Buying Process ’On a Go’
  • Quick Claim Settlement
OPD Details
(In some policies, OPD (Out patient department) expenses are also covered.)
Covered Covered
Room Rent
(A limit of room rent cover during hospitalization if any)
Covered Covered
Domicillary Hospitalization
(It is the expenses incurred on treatment of the patient at home)
Covered Not Covered
Pre-hospitalization
(Expenses before the insured is hospitalized)
Covered Covered
Post-hospitalization
(Expenses after discharge from the hospital)
Covered Covered
Day Care Treatment Covered
(Day care treatments refers to the treatments that do not necessarily require 24hrs of hospitalization like MRI.)
Covered Covered
Hospital_network
(Number of Hospital Network in city)
10000 18400
Organ Donor Expenses
(Expenses incurred on organ donor in case of organ transplants)
Covered Covered
Hospital Daily Allowance
(Some plans offer daily allowance to take care of expenses like food, etc)
Covered Covered
Ambulance Charges
(Expenses incurred on ambulance charges)
Covered Covered
Maternity Benefits
(All Hospitalization cost covered at the time of pregnancy.)
Not Covered Covered
New Born Baby Covered
(Newborn babies can be covered under the insurance plan after a certain period)
Not Covered Covered
Health Checkup
(An added benefit of one time full health checkup of policy holder.)
Covered Covered
Sub Limit
(Sub-limit is a monetary capping that applies on specific diseases like cataract)
Applicable Applicable
Co-pay
(Mentioned %, if any is to be borne by Insured and rest will be borne by insurer)
Applicable Applicable
Plan Entry Age 18 to 99 years 18 Years to Lifelong
Plan Premium Entry Age and S/A 1581 5500
Plan Waiting Period 30 30 Days
Plan Coverage Inpatient hospitalization expenses, Pre & post-hospitalization cover, Day care procedures, Domiciliary (home) treatment, Organ donor expenses -
Plan Sample Premium 1581 5500
Plan Brochure Brochure URL Brochure URL
Policy Term 1 Year 1 | 2 | 3 Years
ICU Charges Covered Covered
Covid-19 Treatment Covered Covered
Cataract Covered Covered
Automatic Restoration Covered Covered
Ayush Treatment Covered Covered
Modern Treatment Covered Covered
E Consultation Covered Not Covered
Air Ambulance Covered Covered
Global Coverage Not Covered Not Covered
Claim Ratio 94.4 99.23
Solvency Ratio 3.03 3.25
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