Niva Bupa Reassure 2.0 Bronze Plan vs Icici Lombard Saral Suraksha Bima Health Insurance Plan 2026 | PolicyX

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Niva Bupa Reassure 2.0 offers coverage for medical emergencies. Under this plan, you will get a sum insured of up to ₹1 Crore at a very reasonable premium price. Initially, the plan offered two variants, Titanium+ and Platinum+, with additional variants introduced later.

Explore the features of Niva Bupa ReAssure 2.0 below.

Niva Bupa Reassure 2.0 currently offers five variants:

  • Platinum+ - Carry forward unused sum insured up to 5x of base coverage.
  • Titanium+ - Carry forward unused sum insured up to 10x of base coverage.
  • Bronze+ - Carry forward unused sum insured up to 3 times the base cover, and get hospitalization coverage for 2 hours or more.
  • Gold - Carry forward unused sum insured up to 10 times the base cover.
  • Bronze - Carry forward unused sum insured for 3 times the base sum insured.

This plan is suitable for families, including those with up to 6 members. Read on to understand the plan's benefits.

PLAN DETAILS

Niva Bupa Reassure 2.0 Bronze Plan

Icici Lombard Saral Suraksha Bima

Product Type Individual and Family Health Insurance Accident Health Insurance
Key Features
(Key features of the plan)
  • High Sum Insured
  • Lock Your Premiums
  • Booster+ Benefit
  • 100% death benefit
  • Educational grant
  • PTD/ TTD and PPD cover
OPD Details
(In some policies, OPD (Out patient department) expenses are also covered.)
Covered Not Covered
Room Rent
(A limit of room rent cover during hospitalization if any)
Covered Not Covered
Domicillary Hospitalization
(It is the expenses incurred on treatment of the patient at home)
Covered Not Covered
Pre-hospitalization
(Expenses before the insured is hospitalized)
Covered Not Covered
Post-hospitalization
(Expenses after discharge from the hospital)
Covered Not Covered
Day Care Treatment Covered
(Day care treatments refers to the treatments that do not necessarily require 24hrs of hospitalization like MRI.)
Covered Not Covered
Hospital_network
(Number of Hospital Network in city)
10000 10600
Organ Donor Expenses
(Expenses incurred on organ donor in case of organ transplants)
Covered Not Covered
Hospital Daily Allowance
(Some plans offer daily allowance to take care of expenses like food, etc)
Covered Not Covered
Ambulance Charges
(Expenses incurred on ambulance charges)
Covered Not Covered
Maternity Benefits
(All Hospitalization cost covered at the time of pregnancy.)
Not Covered Not Covered
New Born Baby Covered
(Newborn babies can be covered under the insurance plan after a certain period)
Not Covered Not Covered
Health Checkup
(An added benefit of one time full health checkup of policy holder.)
Covered Not Covered
Sub Limit
(Sub-limit is a monetary capping that applies on specific diseases like cataract)
Applicable Applicable
Co-pay
(Mentioned %, if any is to be borne by Insured and rest will be borne by insurer)
Applicable Not Applicable
Plan Entry Age 18 to 99 years Child: 3 months - 25 years, Adult: 18 - 70 years
Plan Premium Entry Age and S/A 1581 224
Plan Waiting Period 30 NA
Plan Coverage Inpatient hospitalization expenses, Pre & post-hospitalization cover, Day care procedures, Domiciliary (home) treatment, Organ donor expenses Accidental death cover, Permanent total disability cover, Permanent partial disability cover, Accident hospitalization expenses cover
Plan Sample Premium 1581 224
Plan Brochure Brochure URL Brochure URL
Policy Term 1 Year 1 Year
ICU Charges Covered Not Covered
Covid-19 Treatment Covered Not Covered
Cataract Covered Not Covered
Automatic Restoration Covered Not Covered
Ayush Treatment Covered Not Covered
Modern Treatment Covered Not Covered
E Consultation Covered Not Covered
Air Ambulance Covered Not Covered
Global Coverage Not Covered Covered
Claim Ratio 94.4 97.16
Solvency Ratio 3.03 2.69
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