No Spam
No
mis-selling
No pushy
sales_converted799-1774258908.png)
Bajaj Critical Illness Plan
3,000
VS
Icici Lombard Saral Suraksha Bima
224
Bajaj General Critical Illness insurance plan provides round-the-clock protection against critical illnesses. With a progressive and changing lifestyle, people are becoming prone to illnesses that were not even named a few decades ago.
The mounting medical costs of critical illness treatment can be daunting. Planning your future healthcare with a health insurance policy like Bajaj General, which covers 10 types of critical illnesses, encourages you to live a healthy life. Moreover, it helps your family cope with life-threatening illnesses by providing financial support.
What can you expect from the Bajaj General Critical Illness policy? Its outstanding features include flexibility to optimize your premiums, 100% payout benefit, family coverage, and seamless portability benefit. Details on eligibility, benefits, exclusions, and more are discussed on this page.
| PLAN DETAILS |
Bajaj Critical Illness Plan |
Icici Lombard Saral Suraksha Bima |
| Premium Including GST | ||
| Product Type | Individual and Family Health Insurance | Accident Health Insurance |
| Key Features (Key features of the plan) |
|
|
| OPD Details (In some policies, OPD (Out patient department) expenses are also covered.) |
Not Covered | Not Covered |
|
Room Rent (A limit of room rent cover during hospitalization if any) |
Not Covered | Not Covered |
| Domicillary Hospitalization (It is the expenses incurred on treatment of the patient at home) |
Not Covered | Not Covered |
| Pre-hospitalization (Expenses before the insured is hospitalized) |
Not Covered | Not Covered |
| Post-hospitalization (Expenses after discharge from the hospital) |
Not Covered | Not Covered |
| Day Care Treatment Covered (Day care treatments refers to the treatments that do not necessarily require 24hrs of hospitalization like MRI.) |
Not Covered | Not Covered |
| Hospital_network (Number of Hospital Network in city) |
18400 | 10600 |
| Organ Donor Expenses (Expenses incurred on organ donor in case of organ transplants) |
Covered | Not Covered |
|
Hospital Daily Allowance (Some plans offer daily allowance to take care of expenses like food, etc) |
Not Covered | Not Covered |
| Ambulance Charges (Expenses incurred on ambulance charges) |
Not Covered | Not Covered |
|
Maternity Benefits (All Hospitalization cost covered at the time of pregnancy.) |
Not Covered | Not Covered |
| New Born Baby Covered (Newborn babies can be covered under the insurance plan after a certain period) |
Not Covered | Not Covered |
| Health Checkup (An added benefit of one time full health checkup of policy holder.) |
Not Covered | Not Covered |
|
Sub Limit (Sub-limit is a monetary capping that applies on specific diseases like cataract) |
Not Applicable | Applicable |
| Co-pay (Mentioned %, if any is to be borne by Insured and rest will be borne by insurer) |
Not Applicable | Not Applicable |
| Plan Entry Age | 18 to 65 Years | Child: 3 months - 25 years, Adult: 18 - 70 years |
| Plan Premium Entry Age and S/A | 3,000 | 224 |
| Plan Waiting Period | 90 | NA |
| Plan Coverage | - | Accidental death cover, Permanent total disability cover, Permanent partial disability cover, Accident hospitalization expenses cover |
| Plan Sample Premium | 3,000 | 224 |
| Plan Brochure | Brochure URL | Brochure URL |
| Policy Term | 1/2/3 Years | 1 Year |
| ICU Charges | Not Covered | Not Covered |
| Covid-19 Treatment | Not Covered | Not Covered |
| Cataract | Not Covered | Not Covered |
| Automatic Restoration | Not Covered | Not Covered |
| Ayush Treatment | Not Covered | Not Covered |
| Modern Treatment | Not Covered | Not Covered |
| E Consultation | Not Covered | Not Covered |
| Air Ambulance | Not Covered | Not Covered |
| Global Coverage | Not Covered | Covered |
| Claim Ratio | 99.23 | 97.16 |
| Solvency Ratio | 3.25 | 2.69 |
|
Bajaj Health Insurance |
||
Consult for Personalized Insurance Advice
Schedule a call with India’s number 1 trusted advisor with a 4.5+ rating on Google. We are not your average insurance agents. Our advisors are experts in their insurance knowledge and will give you the right information at the right time. The service is free of cost! Don’t worry, we won’t spam as we value your time.
You May Also Know About
ChatGPT
Claude
Perplexity
