Tata Aig Secured Future Plan vs Star Group Health Insurance Health Insurance Plan 2026 | PolicyX

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Why settle for less when it comes to your family's future protection? Buy the Tata AIG Secured Future health insurance policy that covers medical emergencies arising from accidents. Earning members of a family can purchase this policy on an annual cover basis. Additionally, you get the freedom to select your monthly income benefit, ranging from ₹10,000 to ₹35,000, for a period of 5 to 20 years, which will cover your family's monthly expenditure. This benefit can be availed in the event of the insured's death, permanent total disability, paralysis, or dismemberment. The sum insured options must be chosen while buying the policy, and the limit of which (sum assured) can be enhanced at the time of renewal. Read further for more details related to the Tata AIG Secured Future plan's eligibility criteria, benefits, coverage specifications, and exclusions.
PLAN DETAILS

Tata Aig Secured Future Plan

Star Group Health Insurance

Product Type Accident Health Insurance Group Health Insurance
Key Features
(Key features of the plan)
  • Accidental death cover
  • Financial protection benefit
  • PTD & dismemberment cover
  • Explore Star Health Group Plans
  • Star Claim Settlement Ratio
  • Benefits of Star Group Plans
OPD Details
(In some policies, OPD (Out patient department) expenses are also covered.)
- Not Covered
Room Rent
(A limit of room rent cover during hospitalization if any)
- Covered
Domicillary Hospitalization
(It is the expenses incurred on treatment of the patient at home)
- Not Covered
Pre-hospitalization
(Expenses before the insured is hospitalized)
- Covered
Post-hospitalization
(Expenses after discharge from the hospital)
- Covered
Day Care Treatment Covered
(Day care treatments refers to the treatments that do not necessarily require 24hrs of hospitalization like MRI.)
- Covered
Hospital_network
(Number of Hospital Network in city)
11000 14000
Organ Donor Expenses
(Expenses incurred on organ donor in case of organ transplants)
- Not Covered
Hospital Daily Allowance
(Some plans offer daily allowance to take care of expenses like food, etc)
- Not Covered
Ambulance Charges
(Expenses incurred on ambulance charges)
- Covered
Maternity Benefits
(All Hospitalization cost covered at the time of pregnancy.)
- Covered
New Born Baby Covered
(Newborn babies can be covered under the insurance plan after a certain period)
- Covered
Health Checkup
(An added benefit of one time full health checkup of policy holder.)
- Not Covered
Sub Limit
(Sub-limit is a monetary capping that applies on specific diseases like cataract)
- Covered
Co-pay
(Mentioned %, if any is to be borne by Insured and rest will be borne by insurer)
- Not Covered
Plan Entry Age 18 to 70 Years Any age can enter this policy
Plan Premium Entry Age and S/A 1700 NA
Plan Waiting Period N/A Coverage from day 1
Plan Coverage - Group Health
Plan Sample Premium N/A -
Plan Brochure Brochure URL Brochure URL
Policy Term 1 Year 1 Year
ICU Charges - Not Covered
Covid-19 Treatment - Covered
Cataract - Covered
Automatic Restoration - Not Covered
Ayush Treatment - Covered
Modern Treatment - Not Covered
E Consultation - Not Covered
Air Ambulance - Not Covered
Global Coverage - Not Covered
Claim Ratio - 99.06
Solvency Ratio 1.81 2.21

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