Tata Aig Secured Future Plan vs Sarvah Plan Health Insurance Plan 2026 | PolicyX

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Why settle for less when it comes to your family's future protection? Buy the Tata AIG Secured Future health insurance policy that covers medical emergencies arising from accidents. Earning members of a family can purchase this policy on an annual cover basis. Additionally, you get the freedom to select your monthly income benefit, ranging from ₹10,000 to ₹35,000, for a period of 5 to 20 years, which will cover your family's monthly expenditure. This benefit can be availed in the event of the insured's death, permanent total disability, paralysis, or dismemberment. The sum insured options must be chosen while buying the policy, and the limit of which (sum assured) can be enhanced at the time of renewal. Read further for more details related to the Tata AIG Secured Future plan's eligibility criteria, benefits, coverage specifications, and exclusions.
PLAN DETAILS

Tata Aig Secured Future Plan

Sarvah Plan

Product Type Accident Health Insurance Individual and Family Health Insurance
Key Features
(Key features of the plan)
  • Accidental death cover
  • Financial protection benefit
  • PTD & dismemberment cover
  • Comprehensive coverage
  • High sum insured
  • Customized benefits
OPD Details
(In some policies, OPD (Out patient department) expenses are also covered.)
- Not Covered
Room Rent
(A limit of room rent cover during hospitalization if any)
- Covered
Domicillary Hospitalization
(It is the expenses incurred on treatment of the patient at home)
- Covered
Pre-hospitalization
(Expenses before the insured is hospitalized)
- Covered
Post-hospitalization
(Expenses after discharge from the hospital)
- Covered
Day Care Treatment Covered
(Day care treatments refers to the treatments that do not necessarily require 24hrs of hospitalization like MRI.)
- Covered
Hospital_network
(Number of Hospital Network in city)
11000 15000
Organ Donor Expenses
(Expenses incurred on organ donor in case of organ transplants)
- Covered
Hospital Daily Allowance
(Some plans offer daily allowance to take care of expenses like food, etc)
- Not Covered
Ambulance Charges
(Expenses incurred on ambulance charges)
- Covered
Maternity Benefits
(All Hospitalization cost covered at the time of pregnancy.)
- Covered
New Born Baby Covered
(Newborn babies can be covered under the insurance plan after a certain period)
- Covered
Health Checkup
(An added benefit of one time full health checkup of policy holder.)
- Covered
Sub Limit
(Sub-limit is a monetary capping that applies on specific diseases like cataract)
- Not Covered
Co-pay
(Mentioned %, if any is to be borne by Insured and rest will be borne by insurer)
- Not Covered
Plan Entry Age 18 to 70 Years 91 days to no maximum age limit
Plan Premium Entry Age and S/A 1700 4804
Plan Waiting Period N/A 30
Plan Coverage - Hospitalization up to ₹3 Cr, Personal Accident Cover up to ₹3 Cr, Maternity & Newborn expenses, Unlimited Sum Insured Restoration, Pre-Existing Disease coverage
Plan Sample Premium N/A 4804
Plan Brochure Brochure URL Brochure URL
Policy Term 1 Year 1/2/3 Years
ICU Charges - Covered
Covid-19 Treatment - Covered
Cataract - Covered
Automatic Restoration - Covered
Ayush Treatment - Covered
Modern Treatment - Covered
E Consultation - Covered
Air Ambulance - Covered
Global Coverage - Not Covered
Claim Ratio - 98
Solvency Ratio 1.81 1.76

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