Super Star Plan vs Sarvah Plan Health Insurance Plan 2026 | PolicyX

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Star Health Insurance Company has launched one of its most revolutionary plans, the Star Super Star Health Plan. It offers flexible and customizable coverage options. The Star Health Super Star health insurance plan provides long-term benefits, family coverage, future security, wellness rewards, and more. Star Health Insurance Company is also one of the top 5 health insurance companies in India, offering individual health plans, customized family floater options, and more.

PLAN DETAILS

Super Star Plan

Sarvah Plan

Product Type Individual and Family Health Insurance Individual and Family Health Insurance
Key Features
(Key features of the plan)
  • Premium discounts
  • Freeze age benefit
  • Dental cover
  • Comprehensive coverage
  • High sum insured
  • Customized benefits
OPD Details
(In some policies, OPD (Out patient department) expenses are also covered.)
Covered Not Covered
Room Rent
(A limit of room rent cover during hospitalization if any)
Covered Covered
Domicillary Hospitalization
(It is the expenses incurred on treatment of the patient at home)
Covered Covered
Pre-hospitalization
(Expenses before the insured is hospitalized)
Covered Covered
Post-hospitalization
(Expenses after discharge from the hospital)
Covered Covered
Day Care Treatment Covered
(Day care treatments refers to the treatments that do not necessarily require 24hrs of hospitalization like MRI.)
Covered Covered
Hospital_network
(Number of Hospital Network in city)
14000 15000
Organ Donor Expenses
(Expenses incurred on organ donor in case of organ transplants)
Covered Covered
Hospital Daily Allowance
(Some plans offer daily allowance to take care of expenses like food, etc)
Covered Not Covered
Ambulance Charges
(Expenses incurred on ambulance charges)
Covered Covered
Maternity Benefits
(All Hospitalization cost covered at the time of pregnancy.)
Covered Covered
New Born Baby Covered
(Newborn babies can be covered under the insurance plan after a certain period)
Covered Covered
Health Checkup
(An added benefit of one time full health checkup of policy holder.)
Covered Covered
Sub Limit
(Sub-limit is a monetary capping that applies on specific diseases like cataract)
Covered Not Covered
Co-pay
(Mentioned %, if any is to be borne by Insured and rest will be borne by insurer)
Covered Not Covered
Plan Entry Age Individual 18 years to No limit, Floater 91 days to 25 years 91 days to no maximum age limit
Plan Premium Entry Age and S/A 7896 4804
Plan Waiting Period 30 30
Plan Coverage Individual and family cover Hospitalization up to ₹3 Cr, Personal Accident Cover up to ₹3 Cr, Maternity & Newborn expenses, Unlimited Sum Insured Restoration, Pre-Existing Disease coverage
Plan Sample Premium NA 4804
Plan Brochure Brochure URL Brochure URL
Policy Term 1, 2, 3, 4, 5 years 1/2/3 Years
ICU Charges Covered Covered
Covid-19 Treatment Covered Covered
Cataract Covered Covered
Automatic Restoration Covered Covered
Ayush Treatment Covered Covered
Modern Treatment Covered Covered
E Consultation Covered Covered
Air Ambulance Covered Covered
Global Coverage Not Covered Not Covered
Claim Ratio 99.06 98
Solvency Ratio 2.21 1.76
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